If you're changing jobs and were part of a pension plan, your pension may be converted to a Locked-In Retirement Account (LIRA).
- Plan your retirement your way
With a self-directed account, a wide range of investment choices are available to you.
- Locked plan, unlocked potential
Manage your investments according to your own strategy with a self-directed LIRA.
- Converting your LIRA
Depending on the jurisdiction of your pension plan, there are different regulations governing conversion to a locked-in account. Call us and we can help you navigate the conversation.
- Also available:
Self-Directed Locked-in Retirement Savings Plan (LRRSP)* and Restricted Locked-in Retirement Savings Plans (RLSP)*
Where to invest for your future
It's easy to open a cash, margin, RSP, or TFSA account.
We're here to answer your questions and help you open your account.
Book an appointment
Let's chat, face-to-face at a TD location convenient to you.
Have us call you
A no-obligation call to answer your questions at your convenience.