How to pay down a credit card balance using TD points or Cash Back Dollars on the TD app

Step 1: Go to My TD Rewards

Go to My TD Rewards

Open the TD app. From the top menu, select the round Rewards icon.

The icon may appear in a different spot than in the sample image but will always be found along the top menu.

If you haven't logged in, you'll be prompted to do so.

Get Started with My TD Rewards

If this is your first time visiting My TD Rewards, review the page then select Get Started.

Otherwise, skip to the next step.

View your balance

View your TD points or Cash Back Dollars balance with your cards listed at the top of the page.

Step 2: Go to the Pay With Rewards page

Select Pay With Rewards

Select the Pay With Rewards option.

Select a Card

If you have more than one credit card that earns TD points or Cash Back Dollars, select the card you want to pay with.

Otherwise, skip to the next step.

Step 3: Enter payment details

Enter payment details

Enter the dollar amount you want to redeem in the Amount to Redeem field.

Alternatively, you can select the Minimum or Maximum amount buttons.

Select the Continue button

Select the Continue button.

Step 4: Review and confirm

Review and confirm

Review your information to ensure it's correct.

Select the Pay Now button to confirm your redemption and submit the payment.

Your TD points or Cash Back Dollars balance will update immediately, but the payment may take up to 2 business days to appear in your account.

Payment with rewards confirmed

You'll receive a message and confirmation number for your records.

Congratulations! You've completed this tutorial.

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