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Registered Plans
There's choice when it comes time to invest for your future goals. With our helpful advice, you'll find the plans that may be suitable for you.
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Tax-Free Savings Account (TFSA)
Save or invest to help meet your goals and your savings grow ‑ tax-free
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Retirement Savings Plan (RSP)
TD RSPs can help you meet your retirement goals
- Contributions can reduce taxable income, and your investments can grow, tax-deferred, while in the RSP
- Income-splitting between spouses can help even out retirement income and may lower your income taxes
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Retirement Income Fund (RIF)
Put your savings to work to help enjoy the full potential of your retirement years
- We’ll help you create a written roadmap so you can know where you’re going
- We’ll help you calculate the total retirement income you may receive
- We’ll help consolidate your retirement savings from all sources
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Registered Education Savings Plan (RESP)
Save for your child’s education with the Canada Child Benefit
- Contribute up to $50,000 3 per beneficiary child for tax-deferred growth
- The sooner you start, the more you should be able to save
- A government grant can help the savings grow
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Registered Disability Savings Plan (RDSP)
RDSPs can help Canadians with disabilities save for longer-term financial security*
- Government grants and bonds can help your savings grow faster
- Tax-deferred growth and the ability to make one-time or annual withdrawals
- No annual contribution limit
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TFSA Calculator
Use our TFSA Calculator to see how your investments could grow, tax-free, compared to a taxable account.
More options to serve you
Book an Appointment
Meet with a Mutual Funds Representative in person at the branch closest to you.