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I'm buying my next vehicle
In the market for a new vehicle? TD has competitive, flexible financing options with you in mind.
I'm looking for:
Before you buy your next vehicle
- Insurance to meet your budget
Whenever you're buying a vehicle, keep in mind age, mileage, year and intended use may affect your insurance rates. - Buying another vehicle?
Be aware of additional costs such as street parking, added insurance and fuel costs that come with a second vehicle.
- Recreational, sport or boat
Keep in mind that added fun usually comes with added costs, such as trailers, engines, fuel tanks and even furnishings. - Maintenance fees
Newer vehicles require less maintenance and upgrades as opposed to older models. This can mean lower overall costs.
Trading in your vehicle
Remember, trading in for a newer model may come with certain advantages:
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Net equity built in your current vehicle will be applied to the cost of your new vehicle, lowering your loan amount
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There may also be tax advantages that come with a trade in, such as the amount of HST you pay.
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Ask for more information at your dealership.
Dealership financing
When you're ready to buy, we have competitive, flexible financing options to suit your needs.
- Dealership network
Find your ideal automotive or recreational vehicle through our nationwide network of authorized dealerships. - Tailored financing
We offer competitive rates, flexible terms and payment options with you in mind.
- Up-front financing
Apply for only the amount you need to purchase the car you want within your budget. - Award-winning dealer satisfaction
Thanks to our dealers, TD Auto Finance ranked #1 in Dealer Satisfaction with Non‐Prime and Prime Credit Non‐Captive Automotive Financing Lenders. This marks the 8th year in a row for the Non-Captive Non-Prime segment1.
Estimate what your monthly payments could be.
Move the slider to the approximate loan duration you anticipate.
*This is not an offer of credit. Use calculator for information and payment estimation purposes only. Actual payments, rates and other terms may vary.
Credit history basics
Your credit history is a record of your ability to borrow and repay loans on time. One of the best ways to start building your credit history or improve your credit score is to apply for a credit card and demonstrate that you can use the credit responsibly.
Your borrowing history directly affects your credit score and borrowing options.
Any of our authorized Dealerships can help you with options.
TD Auto Finance offers flexible financing
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1
Reach out to a dealer
Understand your budget and financial needs, then connect with a dealer to find the best financing options for you.
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2
Compare and test
The TD Wheels app lets you search for and compare different makes and models to find your next new dream vehicle.
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3
Applying for financing
Ask your dealership to work with you on a mutually agreeable price. They can help structure a loan to meet your needs.