Credit card points are earned by making eligible purchases with your card. Some credit cards will let you earn bonus points for certain types of purchases like paying for gas or groceries, booking travel through specific providers, or for setting up regularly recurring bill payments (like a streaming service subscription or phone bill) on your credit card.
It can be easy to earn credit card points since you are often able to earn points for every eligible purchase you make on your credit card.
When you're considering which credit card has the right rewards program for you, it's a good idea to think about your personal spending habits, and what type of points would bring you the most value. Let's say you know that you will be spending a lot on gas. It may be a good idea to look into getting a credit card that has an accelerator (meaning you earn more points for every eligible dollar spent) that earns you more points every time you fill up your car. Likewise, if you are an avid traveller, choosing a card that gets you the most value for flights or hotels may be preferred.