Understanding the Travel Benefits Your Credit Card Offers

Whether you’re travelling for work or play, there is a possibility of risk when venturing away from home. From losing luggage or scratching the rental vehicle, to injuring yourself or falling sick, the travel benefits included with your TD credit card can help you travel prepared.

How Credit Card Travel Benefits can help you

Travel prepared with the travel benefits on your TD credit card. Depending on the TD credit card, travel benefits could include:

  • Travel Medical Insurance1
  • Trip Cancellation / Trip Interruption Insurance2
  • Delayed and Lost Baggage Insurance3
  • Flight/Trip Delay Insurance3
  • Common Carrier Travel Accident Insurance4
  • Auto Rental Collision / Lost Damage Insurance5
  • Emergency Travel Assistance Services6
  • Hotel / Motel Burglary Insurance7

How do the travel benefits on my credit card work?

Credit card travel benefits can work in many ways. For example, they may:

  1. Provide insurance for travel expenses
    Depending on the travel benefits included with your TD credit card, you may be insured for certain travel related expenses (i.e. car rentals) and you could also be insured in certain situations (i.e. medical emergencies).

  2. Come with additional Travel Medical Insurance
    Timeframes vary depending on your age, the length of the trip and the type of credit card.

  3. Make it easier to make a claim
    In the event of a claim, you’ll want to contact our claims administrator to initiate your claim. It helps to have all your receipts available during this process.

What coverage do I have with my credit card travel benefits?

Depending on the credit card you have, you could be eligible for a range of coverages, from trip cancellations, to lost baggage, to car rental accidents. Check your TD credit card travel insurance benefits here. It is important to read your certificate of insurance to understand which coverages you have with your credit card.

Benefits of having Credit card travel Insurance

There are a number of scenarios when having travel benefits on your credit card may be beneficial.

  • Your family vacation

    It’s your first family trip, your flight’s been cancelled, and you’ve missed your connection. Fortunately, Trip Cancellation Insurance2 may provide coverage for the cost of your required hotel room.

  • Lost luggage? No worries.

    Imagine finally being able to travel only to then lose your luggage. Thankfully, Delayed and Lost Baggage insurance3 can help cover a portion of the loss.

  • Your business trip

    While driving to your annual sales meeting, you get into a minor collision and damage the rental vehicle. Thankfully, your Auto Rental Collision/Loss Damage Insurance5 could help you get back on your way.

How to get started

  • Aeroplan®

    If you love to travel the world and experience new places and cultures, a TD® Aeroplan® Visa* Credit Card might be for you.

  • Travel Rewards

    TD Travel Rewards Cards let you earn points on everyday purchases that can be redeemed for flights, hotels and much more.

  • Cash Back

    Earn cash back on purchases, which can be redeemed whenever you want – for what is most essential to you.

  • Browse All Credit Cards

    Explore our Canadian credit card accounts to see which one is right for you.