How to navigate the TD MySpend app



Step 1: View Spending Insights

View Spending Insights Meter

From the home screen, the Spending Insights Meter shows how current spending activities compare to your typical monthly spending habits.



Step 2: Check your Money Path

Select the Money Path icon

The Money Path compares current transactions to your typical monthly spending, displaying the data as a chart.

To check your current monthly Money Path, select the Money Path icon from the home screen.

Drag chart slider

Use the Slider at the bottom of the chart to a day you'd like to examine.

A spike on the chart indicates a day or category in which you've spent more than the typical amount.

Select back

Select the Back (<) button to return to the home screen.



Step 3: Track Spending by Category

Select the Spending by Category icon

To track your spending by category, select the Spending by Category icon from the home screen.

View by category or by wants and needs

View your spending by category or by wants and needs.

Category bars compare current spending in each category (Ex. utilities, groceries, etc.) to typical monthly spending activity.

  • A green bar indicates that you're spending less than the typical amount.
  • A yellow bar indicated spending within a typical range.
  • A red bar indicates that you're spending more.
Select a category bar

Select a category bar to see the list of transactions associated with that category.

Select the Set Target button

If you have a savings goal in mind, select the Set Target button to set a monthly spending goal for this category.

Set Monthly Target and Save

Enter the dollar amount you want to set for this category in the Monthly Target field.

Select the Save button at the bottom of the screen.

Expand transaction and category change

To view more details on a specific transaction. select the Expand icon.

To change the transaction category and explore more options, select the Down button or the Category icon.

If you change the spending category, it will be saved and applied to matching future transactions.

Select Split button

To improve the accuracy of your spending meter, you can break down a single transaction into several spending categories by selecting the Split button.

Enter split amounts and select Save

Select the categories you will split your transaction into and enter the dollar amount in each Category Amount field.

Split amounts must add up to the transaction total.

Select the Save button in the top right corner to save and return to the Spending by Category screen.

Select back button

Select the Back (<) button to return to the home screen.



Step 4: Create and manage your Wish List

Select the Wish List icon

Wish List allows you to allocate funds from your TD Savings Account for specific goals like a vacation or renovation project.

To manage your Wish List, select the Wish List icon.

Select Add Wish

Select the Add Wish button to create a new Wish.

Enter Wish Name and Amount

Enter a short description in the Wish Name field (Ex. Anniversary gift).

Enter the amount you want to save in the Amount field.

Select the Save button at the bottom of the screen.

Select Allocate

To determine how long it will take to achieve your Wish, select the Allocate icon.

Enter the percentage and save

Enter the percentage of your Savings account balance you want to assign to your Wish in the Allocate field.

The screen will update with the date you'll be able to afford your Wish.

Select the Save button at the bottom of the screen.

Select Completed Wishes

To view previously completed Wishes, select the Completed Wishes icon.

View previous Wishes

You'll see a list of previous Wishes, along with the date they were completed.

Select the Back (<) button to return to the to the Wish List screen

Select Back button and return to home screen

Select the Back (<) button to return to the home screen.



Step 5: View Spending History

Select the Spending History icon

Review your Spending History over the past 12 months by selecting the Spending History icon.

Select a previous month

Select a month to view monthly spending details.

View selected monthly spending details

From here, you can view the Spending Insights Meter associated with your selected month.

You can also select the Money Path icon to view the Money Path or the Spending by Category icon to view Spending by Category.

Select the Left and Right arrow buttons to move from month to month.

Select back and complete tutorial

Select the Back (<) button to return to the home screen.

Congratulations! You've completed this tutorial.


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