How to navigate the TD MySpend app
Learn to take control of your finances. Track your spending, create a wish list of savings goals and get insights that can help make them happen. Download the TD MySpend app to get started. On Android devices, the TD app must also be installed on your device.
Step 1: View Spending Insights

From the home screen, the Spending Insights Meter shows how current spending activities compare to your typical monthly spending habits.
Step 2: Check your Money Path

The Money Path compares current transactions to your typical monthly spending, displaying the data as a chart.
To check your current monthly Money Path, select the Money Path icon from the home screen.

Use the Slider at the bottom of the chart to a day you'd like to examine.
A spike on the chart indicates a day or category in which you've spent more than the typical amount.

Select the Back (<) button to return to the home screen.
Step 3: Track Spending by Category

To track your spending by category, select the Spending by Category icon from the home screen.

View your spending by category or by wants and needs.
Category bars compare current spending in each category (Ex. utilities, groceries, etc.) to typical monthly spending activity.
- A green bar indicates that you're spending less than the typical amount.
- A yellow bar indicated spending within a typical range.
- A red bar indicates that you're spending more.

Select a category bar to see the list of transactions associated with that category.

If you have a savings goal in mind, select the Set Target button to set a monthly spending goal for this category.

Enter the dollar amount you want to set for this category in the Monthly Target field.
Select the Save button at the bottom of the screen.

To view more details on a specific transaction. select the Expand icon.
To change the transaction category and explore more options, select the Down button or the Category icon.
If you change the spending category, it will be saved and applied to matching future transactions.

To improve the accuracy of your spending meter, you can break down a single transaction into several spending categories by selecting the Split button.

Select the categories you will split your transaction into and enter the dollar amount in each Category Amount field.
Split amounts must add up to the transaction total.
Select the Save button in the top right corner to save and return to the Spending by Category screen.

Select the Back (<) button to return to the home screen.
Step 4: Create and manage your Wish List

Wish List allows you to allocate funds from your TD Savings Account for specific goals like a vacation or renovation project.
To manage your Wish List, select the Wish List icon.

Select the Add Wish button to create a new Wish.

Enter a short description in the Wish Name field (Ex. Anniversary gift).
Enter the amount you want to save in the Amount field.
Select the Save button at the bottom of the screen.

To determine how long it will take to achieve your Wish, select the Allocate icon.

Enter the percentage of your Savings account balance you want to assign to your Wish in the Allocate field.
The screen will update with the date you'll be able to afford your Wish.
Select the Save button at the bottom of the screen.

To view previously completed Wishes, select the Completed Wishes icon.

You'll see a list of previous Wishes, along with the date they were completed.
Select the Back (<) button to return to the to the Wish List screen

Select the Back (<) button to return to the home screen.
Step 5: View Spending History

Review your Spending History over the past 12 months by selecting the Spending History icon.

Select a month to view monthly spending details.

From here, you can view the Spending Insights Meter associated with your selected month.
You can also select the Money Path icon to view the Money Path or the Spending by Category icon to view Spending by Category.
Select the Left and Right arrow buttons to move from month to month.

Select the Back (<) button to return to the home screen.
Congratulations! You've completed this tutorial.