2021 RRSP Contribution Deadline: What you Should Know

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When is the 2021 RRSP Contribution Deadline?


March 1, 2022 is the last day to make RRSP contributions for the 2021 tax year.

You have 60 days after the end of the year to make your RRSP contribution for the previous year. Contribution deadlines for the previous three tax years were:

  • March 1, 2021 for the 2020 tax year.
  • March 2, 2020 for the 2019 tax year.
  • March 1, 2019 for the 2018 tax year.

Thinking about contributing to an RRSP? Learn more about making RRSP Contributions.

RRSP Investment Options

You have the flexibility to hold and move money between a wide range of eligible investments in your RRSP2, including:
  • Cash
  • Savings account
  • GICs
  • Mutual Funds
  • Government and Corporate Savings Bonds
  • Securities listed on a designated stock exchange – including individual stocks.
  • ETFs

Looking to get started? Find out what a RRSP is.

You may also be interested in:

RRSP Contribution and Deduction Limit Rules

Know your contribution limits so you can make the most of your RRSP.

Rules on Withdrawing from an RRSP

Get to know the rules on making withdrawals from your RRSP.

See what types of RRSPs TD offers

Start saving for what’s essential to you.

Open a RRSP with TD and start saving for your retirement.


1 Subject to conditions and eligibility.

2 Subject to conditions on the type of RRSP.

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