Tell us about your borrowing goal.

Borrow Better for your next vehicle

  • If you're in need of a privately sold car, SUV, truck, vans or recreational vehicle, TD has a Private Sale Vehicle Loan to help. We offer fixed and variable interest rates, plus a repayment schedule that's tailored to your budget.

Why borrow with a Private Sale Vehicle Loan?

  • The interest rate
    This type of loan uses the vehicle itself as collateral. That means you could get a lower interest rate than you might on an unsecured personal loan.
  • Funds upfront
    Apply for the amount you need to purchase the private sale vehicle you want within your budget, whether it’s new or used.
  • Repayment Schedule
    We'll help you create a repayment schedule that works for you.

Ways to borrow

We have loans to cover cars, trucks, vans, boats, motorcycles and RVs.

  • TD Auto Finance offers effective financing options at dealerships across Canada.

    • Available for: getting access to the amount you need for your car, boat, marine or RV purchase
    • You can borrow: and enjoy access to flexible financing, dealer and manufacturer sales programs and our trusted nationwide dealer network.
    • Repayment: Choose between a fixed or variable interest rate to suit your needs

  • A Private Sale Vehicle Loan is a flexible borrowing option to help you get the vehicle of your choice.

    • Available for: buying any kind of new or used vehicle privately
    • You can borrow1: up to $50,000
    • Repayment: We’ll help you create a repayment schedule that works for you.




Borrow Better with our calculators

Learn more about borrowing

Learn how your credit score helps lenders to assess your credit capacity2 

Contact us

  • Book an appointment

    For vehicles 5 years old or less3 , or recreational vehicles 2 years old4 or less, book an appointment.


  • Apply online

    For vehicles more than 5 years old5 or recreational vehicles over 2 years old6, you can apply online for a loan.


  • Call us

    Our banking specialists are ready to answer your questions and assist you with your borrowing needs.

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here