Bank with TD apps

Use TD apps and discover how convenient managing your money can be. With the help of personalized tools and insights, this is truly mobile banking on your terms, from anywhere and at anytime.

Track spending and saving with TD MySpend

Take control of your savings and spending with the TD MySpend app, the tool that gives you financial control – and confidence – right at your fingertips. Track your daily and monthly cash flow, create a wishlist of savings goals and get insights to help you make these goals happen.

  • Track your expenses

    • Gain spending insights
      Use MySpend to track your expenses and get spending insights. Also get transaction alerts every time money is spent.
    • Categorize your expenses
      Stay on top of spending by categorizing expenses by needs, wants or other.
  • Save for your goals

    • Keep moving toward your goals
      Use the wish list feature to set savings goals and track your progress towards them.
    • Know when goals are within reach
      MySpend predicts when you will reach your savings goal based on your previous saving habits.
  • Track your cash flow

    • Cash flow management
      Keep track of your spending and deposits across your accounts so you can see your net cash each month.
    • See the whole picture
      Get alerts when money is deposited into your accounts.


How does TD MySpend determine my typical monthly spending?

With continued use of TD MySpend, your typical overall spending and your spending in each category are always a rolling average of your previous 13 months of spending from your TD personal banking accounts and your TD credit cards. Only the accounts that are turned on in TD MySpend are factored into your average monthly spending.

When you first set up TD MySpend, your recent account activity is analyzed to initially determine both your overall monthly spending and spending in each category.

Why you'll love TD MySpend

  • Free

    TD MySpend is totally free to download, however standard message and data rates may apply.

  • Personalized

    TD MySpend is securely linked to your Personal Banking accounts to provide you with financial insights that are tailored just for you.

  • Convenient

    TD MySpend categorizes spending, deposits, and tracks savings progress from your Personal Banking accounts, saving you valuable time.

How to start using TD MySpend

On Android devices, both the TD MySpend app and the TD app must be installed. For iOS devices, only the TD MySpend app is required to be installed.

  • 1

    Download the TD MySpend app
    TD MySpend can be downloaded on Android and iPhone Smartphones.

  • 2

    Connect to your TD Banking accounts
    Once enrolled, your eligible TD Canadian dollar personal banking accounts and credit card accounts will automatically be added.

  • 3

    Build your financial confidence
    Have a happier financial future by achieving your spending goals and making your wishes happen.

Learn how you can navigate the TD MySpend app

Download the TD MySpend app

We’ve made it easier than ever for you to stay on top of your spending. To download the app, simply scan the QR code below.

  • Apple

  • Android

TD MySpend Frequently Asked Questions

Once enrolled, your eligible TD Canadian dollar personal banking accounts and credit card accounts will automatically be added and ready for tracking in MySpend. You can disable any account you do not want to track and display. Just go to TD MySpend Preferences and turn it off. You can turn it back on for TD MySpend at any time. Spending from accounts that you disable in Preferences will continue to be tracked by TD MySpend but will not be included in the spending meter. 

If you have a joint account, you will see all transactions on the account in TD MySpend. Because TD MySpend tracks accounts and not individual users, transactions by all account holders are included in the spending meter and monthly spending average. If you do not want to include your joint account spending in TD MySpend, you can go to Preferences and turn it off.

You can use your TD Canadian dollar personal chequing, savings and credit card accounts to track and display your spending in TD MySpend.

Manage your money better with these helpful tips


The TD MySpend app is free to download, however standard message and data rates may apply.

Have a question? Find answers here