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Pre-Authorized Payment Benefits & Bill Payments
Pre-Authorized Debits
Credit Limit Increase
Replacement Cards

Enjoy the perks, convenience and security

Automatically pay bills

Set up Pre-Authorized Payment on your TD Credit Card and stay on top of your payments.

Protection and Security

Paying your bills with your TD Credit Card to reduce the risk of identity theft and cheques being lost in the mail or stolen.

Rewards

Help reach your reward goals faster by setting up Pre-Authorized Payments for regularly recurring bills on your TD Credit Card Account

It’s easy to set up Pre-Authorized Payments

Set up regularly recurring bill payments on your Account through participating merchants to save time and avoid late fees with bills paid automatically on their due dates.

If you are inquiring about an existing EasySwitch transaction (such as a pre-authorized payment setup that did not get processed), or there was an issue with your EasySwitch request, you can contact the TD EasySwitch Hotline at 1-866-299-5951 (9 AM – 5 PM, weekdays only).

Pay your TD Credit Card Account automatically each month

You can arrange to have the monthly Minimum Payment or the balance in full automatically debited from your deposit account to pay your TD Credit Card Account. Payments can be made from your chequing or savings account at any financial institution.

Set up a Pre-Authorized Debit for your TD Credit Card:

Read and complete the Pre-Authorized Debit (PAD) Agreement
Mail or fax your completed Pre-Authorized Debit Agreement to:
TD Canada Trust
P.O. Box 337 STN A
Orangeville ON L9W 9Z9

Personal TD Credit Cards:
1-877-941-4033 (Fax Number)

Change/Cancel Pre-Authorized Debit set up:
If you want to change the deposit account for the Pre-Authorized Debit set up for your TD Credit Card Account or you want to cancel the Pre-Authorized Debit set up for your TD Credit Card Account, just follow the same steps set out above.

Set up a Pre-Authorized Debit for your TD U.S. Dollar Credit Card

Read and complete the Pre-Authorized Debit Agreement
Mail or fax your completed Pre-Authorized Debit (US Dollar PAD) Agreement to:

TD Canada Trust
P.O. Box 337 STN A
Orangeville ON L9W 9Z9

Personal TD Credit Cards: 1-877-941-4033 (Fax)

If you want to change the deposit account for the Pre-Authorized Debit set up for your TD U.S. Dollar Credit Card Account or you want to cancel the Pre-Authorized Debit set up for your TD U.S. Dollar Credit Card Account, just follow the same steps set out above.

Request a Credit Limit Increase

You may consider requesting a credit limit increase online through EasyWeb or through the TD app if using your mobile device. We may approve you for your requested amount or for an amount lower than you requested, or we may decline your request. We will advise you accordingly.

Note: Only the Primary Cardholder can make a request to increase the credit limit for a TD Credit Card Account and the Account must be open and in good standing.

Request through EasyWeb Online Banking

Request through the TD app

Request by Phone

If your request is approved, or if you are approved for a lower amount than requested, your new credit limit will be reflected in your Online banking profile within 2 business days following our receipt of your request.

If your request is not approved, we will send you written confirmation of this decline by mail to the mailing address we have on file for you, within 7-10 business days from the date of your request.

Balance Transfer

From time to time, you may want to consolidate higher-interest rate non-TD credit or retail store card balances on your TD Credit Card Account. Talk to us about the convenience and potential interest savings of consolidating your balances¹.

Need help with your Balance Transfer?

Call us

1-800-983-8472
7:00am – 12:00am EDT
Outside Canada & US
call collect 416-307-7722

Locate a branch

Speak with a banking specialist at the branch closest to you

Keep your personal information up-to-date

Here’s how to update your information online:

Login to EasyWeb Online banking.
Select Profile & Settings from the left menu.
Select My Profile
Use the respective Edit links to change your address, phone number and email.

Important note: If your Credit Card statement on EasyWeb Online banking does not reflect your updated address, call us at 1-800-983-8472

If you need assistance updating your personal information call EasyLine 1-866-222-3456

¹Subject to available credit. Balance Transfers are treated as Cash Advances and accrue interest at the Cash Advance rate that applies to your Account from the date the Balance Transfer is made.

Lost or stolen cards

If your TD Credit Card is lost or stolen, please contact TD Credit Cards Customer Service at 1-800-983-8472 and a representative will be happy to assist you.

Damaged card replacement request

If your TD Credit Card is damaged or not working, you can request a replacement card online through EasyWeb, through the TD app using your mobile device, or by phone at 1-800-983-8472.

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