How to send money within Canada with Interac e-Transfer® on the TD app



Step 1: Access Send Money

Select Send Money

Open the TD app and from the options on the top, find and select Send Money.

If you haven't yet logged in to your TD app, you'll be prompted to do so.

Select In Canada tab

In the Send Money screen, check to ensure that the In Canada tab is selected.



Step 2: Set up transaction information

Select Account

In the From Account dropdown, select the account from which you wish to send money.

Select Recipient

From the To dropdown menu, select the person or business to whom you wish to send money.

If the recipient's name is not in your list, add it by selecting Add a Contact at the bottom of the list, or from the icon at the top right of the screen. Then enter the recipient's name and valid email address and/or Canadian mobile number.

If the recipient doesn't have Autodeposit, continue to Step 3: Set up a Security Question.

Autodeposit option details

If the recipient has enabled Autodeposit, there's no need for a security question and answer, as the money will automatically be deposited to their account.

It's crucial to ensure the name, email, and phone number displayed match the intended recipient as Autodeposit transactions can't be cancelled.

Skip to Step 4: Enter transaction details.



Step 3: Create a Security Question

Create Security Question

In the Security Question field provided, create an effective question that cannot be guessed and only you and the recipient can answer correctly.

Remember the funds will be deposited to whomever can access the Interac e-Transfer® and correctly answer the security question, regardless of whether or not they are the intended recipient.

Enter Security Answer

In the Answer field, type the answer to the security question you just created.

Answers may be between 3 and 23 letters and/or numbers in total. Special characters, such as, @, #, $, can't be used.

You must keep the answer to your security question confidential at all times. Do not communicate it electronically (e.g. email, social media, etc.)

Confirm Security Answer

In the Confirm Answer field, re-type the answer to your security question.



Step 4: Enter transaction details

Enter Amount

In the Amount field, enter the amount of money you wish to send.

Keep in mind, there are daily, weekly, and monthly maximum amounts for sending and receiving money via Interac e-Transfer®.

To view your send limits, simply select How much can I Send? at the bottom of the screen.

Select Continue

If you would like to, you may include a message to the recipient.

Type your message into the Message (optional) field.

Then, at the bottom of the screen, select Continue.



Step 5: Review and finish transaction

Review transfer details

You must review all information to ensure that it is accurate and that it matches the intended recipient.

If you need to change anything, simply select the Back arrow at the top left of the screen.

If everything is satisfactory, then select the Send Money button.

If you no longer want to send money, select the Cancel button.

Money Sent Confirmation

You will see the confirmation number for the transaction.

The recipient will be notified by email or text message/SMS alerting them that you've sent them money using Interac e-Transfer®

If the recipient has Autodeposit enabled, the funds will automatically be deposited into their account. Otherwise, they will have to follow the instructions in the email or text message/SMS to deposit the money.

Congratulations! You've completed this tutorial.


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