Invest in Non-Cashable GICs

Non-Cashable GICs offer a guaranteed return for your fixed-term investments.

Can be an excellent choice for investors who can lock in their funds for a specific period of time.

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GIC Rates

Find the latest available rates for GICs.

The Basics of GICs

Discover investing with GICs.

Laddering Maturities

Understand how to develop a laddering maturities plan and the benefits it can have on your investing strategy.

Before applying for a GIC online

Decide what account type you'd like to hold your GIC in – You can hold your GIC in a non-registered, registered or U.S. dollar account.
Select type of GIC – Select from Special Offer, Market Growth, Cashable GICs and more. Not sure what's right for you? See the types of GICs we offer.
Have funds in your account ready to go – You'll want to make sure your account has sufficient funds to purchase the GIC before you begin your application.
Cashable GICs withdrawn before maturity will be subject to a lower rate, where applicable.
Cashable GICs withdrawn before maturity will be subject to a lower rate, where applicable.

Deposit Insurance

CDIC logo, Deposit protection des dépôts

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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