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Can be an excellent choice for investors who can lock in their funds for a specific period of time.
A Non-Cashable GIC cannot be cashed in before the maturity date. Your funds are locked-in for a specific term. Generally, these investments yield a higher return than a cashable GIC so they can be a great option if you have the ability to lock in your funds for a period of time.
Non-Cashable GICs give you the security of a set interest rate for the full term and a guaranteed return. You can use them to reach both short-term and long-term investment goals, and they are well suited to an investment strategy of laddered maturities.
Non-registered and TFSA |
14 months
$1,000 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
RSP |
14 months
$500 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
RIF, RESP |
14 months
{{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rate is per annum. |
Non-registered and TFSA |
18 months
$1,000 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
RSP |
18 months
$500 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum.
|
RIF, RESP |
18 months
{{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rate is per annum. |
Non-registered and TFSA |
$1,000
|
RSP |
$500
|
RIF, RESP |
$500
|
Non-registered and TFSA |
Not cashable
|
RSP |
Not cashable
|
RIF, RESP |
Not cashable unless for RIF/RESP payments
|
Non-registered and TFSA |
Compound interest1 calculated annually and paid at maturity
|
RSP |
Compound interest1 calculated annually and paid at maturity
|
RIF, RESP |
Compound interest1 calculated annually and paid at maturity
|
Non-registered and TFSA |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal.
|
RSP |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal.
|
RIF, RESP |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal.
|
Non-registered and TFSA
|
RSP
|
RIF, RESP
|
|
---|---|---|---|
Term and RatesTerm and Rates: 14 months |
14 months
$1,000 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
14 months
$500 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
14 months
{{a.gicrates|jsonFilter:'productId':'172'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rate is per annum. |
Term and RatesTerm and Rates: 18 months |
18 months
$1,000 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
18 months
$500 - $9,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'5000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $10,000 - $49,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'25000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $50,000 - $99,999.99 = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'50000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} $100,000 + = {{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
18 months
{{a.gicrates|jsonFilter:'productId':'184'|jsonFilter:'minimumDepositAmt':'100000'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rate is per annum. |
Investment minimum |
$1,000 |
$500 |
$500 |
Cashability |
Not cashable |
Not cashable |
Not cashable unless for RIF/RESP payments |
Interest Payment Options |
Compound interest1 calculated annually and paid at maturity |
Compound interest1 calculated annually and paid at maturity |
Compound interest1 calculated annually and paid at maturity |
Auto Renewal Feature |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal. |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal. |
Renew Principal and Interest to another TD Special Offer GIC of the same term to maturity at the interest rate in effect for the renewed investment on the date of renewal. |
1 Interest rate is per annum. Interest is compounded annually and is payable at maturity.
Non-registered and TFSA |
30 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'30'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
60 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'60'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 90 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'90'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 120 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'120'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 180 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'180'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 270 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'270'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Registered RSP, RIF, RESP |
30 days: n/a
60 days: n/a 90 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'90'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 120 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'120'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 180 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'180'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 270 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'270'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Non-registered and TFSA |
$5,000
|
Registered RSP, RIF, RESP |
$2,000
|
Non-registered and TFSA |
Not cashable
|
Registered RSP, RIF, RESP |
Not cashable unless for RESP/RIF payments
|
Non-registered and TFSA |
Simple interest1 paid semi-annually and at maturity
Simple interest1 paid annually and at maturity Simple interest1 paid monthly and at maturity (minimum investment of $5,000) |
Registered RSP, RIF, RESP |
Simple interest1 paid annually and at maturity
|
Non-registered and TFSA
|
Registered RSP, RIF, RESP
|
|
---|---|---|
Term and Rates |
30 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'30'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
60 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'60'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 90 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'90'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 120 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'120'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 180 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'180'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 270 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'270'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
30 days: n/a
60 days: n/a 90 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'90'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 120 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'120'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 180 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'180'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 270 days: {{a.gicrates|jsonFilter:'productId':'438'|jsonFilter:'minimumDepositAmt':'5000'|jsonFilter:'minimumTermDayCnt':'270'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Investment minimum |
$5,000 |
$2,000 |
Cashability |
Not cashable |
Not cashable unless for RESP/RIF payments |
Interest Payment Options |
Simple interest1 paid semi-annually and at maturity Simple interest1 paid annually and at maturity Simple interest1 paid monthly and at maturity (minimum investment of $5,000) |
Simple interest1 paid annually and at maturity |
1 Interest is calculated only on the original principal and not on the sum of the principal plus accrued interest.
Non-registered and TFSA |
1 year: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'1'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
2 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'2'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 3 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'3'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 4 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'4'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 5 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'5'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Registered RSP, RIF, RESP |
1 year: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'1'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
2 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'2'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 3 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'3'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 4 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'4'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 5 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'5'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Non-registered and TFSA |
$1,000
|
Registered RSP, RIF, RESP |
$500
|
Non-registered and TFSA |
Not cashable
|
Registered RSP, RIF, RESP |
Not cashable unless for RESP/RIF payments
|
Non-registered and TFSA |
Compound interest1 calculated annually and paid at maturity
|
Registered RSP, RIF, RESP |
Compound interest1 calculated annually and paid at maturity
|
Non-registered and TFSA
|
Registered RSP, RIF, RESP
|
|
---|---|---|
Term and Rates |
1 year: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'1'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
2 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'2'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 3 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'3'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 4 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'4'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 5 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'5'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
1 year: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'1'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}}
2 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'2'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 3 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'3'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 4 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'4'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} 5 years: {{a.gicrates|jsonFilter:'productId':'703'|jsonFilter:'minimumDepositAmt':'0.01'|jsonFilter:'minimumTermYearCnt':'5'|jsonValueByAttr:'postedRate'|rateFilter|isEmpty:a.isEmptyErrorMsg}} Interest rates are per annum. |
Investment minimum |
$1,000 |
$500 |
Cashability |
Not cashable |
Not cashable unless for RESP/RIF payments |
Interest Payment Options |
Compound interest1 calculated annually and paid at maturity |
Compound interest1 calculated annually and paid at maturity |
1 Interest is calculated on the original principal plus any accrued interest.
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