Financing and Car Loans
Financing at the dealer
Financing for a private sale
Find us at dealerships across Canada
As one of Canada's fastest growing automotive lenders, TD Auto Finance offers flexible financing solutions through a network of over 4500 dealerships for customers making automotive or recreational vehicle purchases.
Highest Dealer Satisfaction Award
Competitive fixed and variable rates
Personalized repayment schedule
Flexible payment options
Ready to get financing?
Find the solution you need
Calculate your options
Benefits of an Auto Loan
Typically, terms range from 1 to 7 years and depends on age of vehicle. When a term ends, any balance you still owe can be repaid in full, or you may be offered a renewal term at current interest rate.
What are my interest rate options?
Fixed interest rate stays the same for the term chosen. It’s ideal if you’re looking for set payments, and want to know exactly when the loan will be paid off.
Variable interest rate changes whenever TD Prime Rate changes. It’s ideal if you’re not worried about changing interest rates, and want to benefit when interest rates decrease.
If interest rates decrease, more of your regular payment goes towards your principal, so you can pay off your loan faster.
If interest rates increase, more of your regular payment goes towards interest, and amortization period will increase. Your regular payment may have to be adjusted periodically.
Have a personal consultation to discuss your options. Call
Auto Loan Calculator
What you can afford
How to Apply
Book an appointment
Meet with a banking specialist in person at the branch closest to you.
Our banking specialists are ready to answer your questions and can assist you in applying for a loan.