You are now leaving our website and entering a third-party website over which we have no control.
Why apply for a Line of Credit?
Choose between two interest rate options
Competitive Variable Rate
Enjoy a competitive line of credit interest rate based on TD Prime Rate.
Fixed Rate Advantage Option
Protect yourself from rate increases. Set up regular payments with a fixed interest rate for all or part of your revolving balance.
At the end of your term, any remaining balance returns to the revolving portion of your Line of Credit.
Ways to use your Line of Credit
Borrow better with our calculators
Frequently Asked Questions
We offer four main types of Lines of Credit.
Personal Line of Credit
This helps with everyday spending and major purchases, too.
Student Line of Credit
Get the funds you need to cover the costs of a post-secondary education.
Investment Secured Line of Credit
Use your eligible investments as collateral to borrow at a lower interest rate vs. an unsecured line of credit.
TD Home Equity FlexLine
With your home as collateral, you’ll pay less in interest than with a personal line of credit.
This information is not available in the TD app at this time. To check the current terms of your Line of Credit (LOC) online, please log in to EasyWeb.
TD offers the option to apply for a Student Line of Credit, available for Undergraduate, Graduate and Professional students.
Visit the Student Hub to see the TD banking solutions and resources for students.
Learn more about borrowing
You may also be interested in
1 Available when TD Canada Trust Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.
2 Subject to the terms of your Line of Credit Agreement or any applicable holds that may have been placed on the funds deposited.
3 Your minimum payment will be stated in your Line of Credit agreement.
4Interac is a registered trade-mark of Interac Corp. Used under licence.
How to apply for your line of credit
Submit an online application