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TD Protection Plans
What is TD Mortgage Protection?
Help protect the home and the life you’ve built together. TD Mortgage Protection is optional insurance offering Mortgage Life Insurance and Mortgage Critical Illness Insurance both of which can pay towards the outstanding balance on your TD mortgage in the event of a covered critical illness, accidental dismemberment, or death1.
Highlights and benefits of TD Mortgage Protection
- Tax-Free Payment
A tax-free, lump-sum payment up to $1,000,0002 is paid towards the outstanding balance on your mortgage for an approved claim.
- 30-Day review period
This plan includes a review period of 30 days for you to examine your certificate of insurance. If you are not completely satisfied you can cancel your coverage within this period and you will receive a refund for any premiums paid. If you cancel any time after this period any unearned premium will be refunded.
- Discounts available
You may be eligible to save on your premiums with a multi-insured discount and premium rate reduction. See the discount details in the table below.
Explore TD Mortgage Protection
Mortgage Life Insurance |
Mortgage Critical Illness Insurance (available only with Mortgage Life Insurance) |
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Coverage Overview |
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Eligibility to apply |
You can apply if you are:
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You can apply if you are:
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Factors used to calculate premium |
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Discounts |
For complete terms and conditions, including eligibility requirements, benefits, features, limitations, and exclusions, refer to the respective Certificate of Insurance below.
TD Protection Plans Assessment Tool
TD Mortgage Protection FAQs
Learn more important information with these frequently asked questions and answers.
TD Protection Plans Claims
If you need to make a claim, we’re ready to guide you every step of the way.