Borrow Better for retirement
Why borrow to contribute to your RSP?
- You can save on taxes
Your RSP contributions can reduce the amount of income tax you pay. Borrowing is a way to contribute more, and thus save more in taxes.
- You can boost your savings for later
Maximizing your RSP savings can bring you that much closer to reaching your retirement goals.
- You can handle retirement expenses more easily
With a TD Line of Credit, you can use and re-use your approved funds with just one application.
Personal Loan/Line of Credit Calculator
Learn more about retiring well
Get comfortable with the basics of saving for retirement.
Learn about the best practices in retirement planning — as well as the pitfalls you’ll want to avoid.
Your guide on contributing to an RRSP, deductions, over-contributions.
1 Subject to the terms of the agreement
2 Subject to approval
Book an appointment
Meet with a banking specialist at a branch that is most convenient for you.
Our banking specialists are ready to answer your questions can assist you with your borrowing needs.
Locate a branch
Speak with a branch specialist at the branch closest to you.