Annual interest rates, fees and features are current as of April 2, 2018 unless otherwise indicated and subject to change.1 Must apply online by March 2, 2020. Welcome Bonus of 15,000 TD Reward Points will be awarded to the TD Rewards Account associated with the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by March 2, 2020. Annual Fee Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. The Welcome Earn Bonus during the promotional period will be 25 TD Reward Points for every $1 on Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to the Account, 15 TD Reward Points for every $1 on Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases"), grocery purchases ("Grocery Purchases") and regularly recurring bill payments ("Pre-Authorized Payments") charged to the Account, and 10 TD Reward Points on every $1 on all other Purchases ("Other Purchases") charged to the Account. The Welcome Earn Bonus is in addition to the standard earn rate applicable to this Account. The Welcome Earn Bonus promotional period applies to new Accounts for the first 3 months. The Welcome Earn Bonus is subject to a maximum total collective earn of 5,000 TD Reward Points per month for all Purchases to the Account ("Welcome Earn Bonus Cap"). Once the Welcome Earn Bonus Cap is reached, any further Purchases made will earn TD Reward Points at the regular 5 TD Reward Points for every $1 on Online Travel Purchases, earn 3 TD Reward Points for every $1 on Phone Travel Purchases, grocery purchases and Pre-Authorized Payments, and earn 2 TD Reward Points ("Standard Rate") on every $1 on all Other Purchases charged to the Account. Any returned items, refunds, rebates or other similar credits on any Purchases will reduce or cancel the TD Reward Points earned at the Welcome Earn Bonus and the Standard Rate on the original Purchase, as applicable. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened and the number of TD Reward Points awarded by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus and the Welcome Earn Bonus TD Reward Points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus and the Welcome Earn Bonus TD Reward Points are to be credited to your TD Rewards Account.
2 Preferred variable annual interest rate is TD Prime rate (TD Prime) + 4.50%, TD Prime +6.25%, TD Prime +8.75%, TD Prime +10.25%, TD Prime + 11.75%, TD Prime +12.75% depending on your credit assessment. As of October 25, 2018, TD Prime was 3.95% so preferred rates range from 8.45% to 16.7%. Visit https://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime-rate.jsp for current TD Prime. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received within 30 days of Payment Due Date.
3 Account must be open and in good standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases until the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January billing cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Infinite Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp
4 Must apply online by March 2, 2020. To receive the bonus of 5,000 TD Reward Points ("Welcome Bonus") awarded to the TD Rewards Visa* Account ("Account"), you must make $1,000 in Purchases on your Account within 90 days of Account opening. To receive the additional 2,500 TD Rewards Points for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between December 2, 2019 and March 2, 2020; and (b) the Authorized User must call and activate their Card by April 30, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 2,500 Authorized User Bonus TD Rewards Points offer. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. To receive the additional 2,500 TD Reward Points for enrolling in online statements ("eStatement Bonus"), first, register online for internet banking and create a TD EasyWeb account. Once registered, log in to EasyWeb and select Statements & Documents and switch your Account to receive Online Statements, by selecting delivery preferences. You will be asked to agree to the Electronic Document Consent Agreement which provides terms that enable TD to provide you with your statement and account communications electronically. You may revoke your consent to online statements at any time, however, to receive the eStatement Bonus, you must be enrolled by and on 11:59 pm ET March 20th, 2020. Please allow up to 8 weeks for the Welcome Bonus, the Authorized User Bonus, and/or the eStatement Bonus to be added to your Account. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus, the Authorized User Bonus, and/or the eStatement Bonus TD Reward Points are awarded.
5 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.
6 Applies to new TD Emerald Flex Rate Visa* Accounts ("Account") only. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account online by March 2, 2020. Rebate will be applied within 2 monthly statements from the date of Account opening. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. If you have opened an Account in the last 6 months, you will not be eligible for this offer.
+ Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account online by March 2, 2020. Rebate will be applied within 2 monthly statements from the date of Account opening. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. If you have opened an Account in the last 6 months, you will not be eligible for this offer.
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