Find the Best TD Credit Card for Students - TD

Annual interest rates, fees and features are current as of April 2, 2018 unless otherwise indicated and subject to change.

⁺ Must apply online by February 25, 2019. To receive the 5,000 TD Rewards Points to the TD Rewards Visa Account (“Account”), you must keep your Account open, active and in good standing for 90 days after Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

¹ Applies to new TD Platinum Travel Visa Accounts (Account) only. If you are approved, the Welcome Bonus of 15,000 TD Rewards Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of new Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

2 Preferred variable annual interest rate is TD Prime rate (TD Prime) + 4.50%, TD Prime +6.25%, TD Prime +8.75%, TD Prime +10.25%, TD Prime + 11.75%, TD Prime +12.75% depending on your credit assessment. As of October 25, 2018, TD Prime was 3.95% so preferred rates range from 8.45% to 16.7%. Visit http://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime.jspfor current TD Prime. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received within 30 days of Payment Due Date.

3 Account must be open and in good standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases until the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January billing cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp

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