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Limited Time Offer

Apply by May 28, 2023 to get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee^. Plus, earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca with Shop with Points13) by keeping your Account open, active and in good standing for the first 90 days+.

At a glance

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

  • Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
  • Mobile device insurance of up to $1000 if you lose or damage your phone.
  • Book your travel through Expedia® For TD4 to maximize the TD Rewards Points you can earn on your travel purchases.
  • No travel blackouts15, no seat restrictions15 and no expiry12 for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Every Purchase Counts

  • Earn 4 TD Rewards Points

    for every $1 you spend when you book travel through Expedia® For TD2

  • Earn 3 TD Rewards Points

    for every $1 you spend on Groceries and Restaurants3.

  • Earn 2 TD Rewards Points

    for every $1 you spend on regularly recurring bill payments set up on your Account3

  • Earn 1 TD Rewards Points

    for every $1 you spend on other Purchases made using your Card 4.


More Card Benefits and Features

The TD Rewards Program lets you earn TD Rewards Points on your everyday purchases and gives you the freedom and flexibility to redeem them how and when you want. Discover the possibilities at TDRewards.com

  1. Go Places on Points
    Your Points are worth more when you redeem through Expedia For TD: Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem6 your TD Rewards Points towards your travel purchase right away.
    Or Book Any Way6: You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.
  2. Shop online through TDRewards.com
    Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards

  3. Financial Rewards
    Pay With Rewards:
    Redeem TD Rewards Points to help pay down your credit card balance.


  1. Earn big rewards on the little things.
    Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks® stores. You can also turn Points into morning coffee by redeeming your TD Rewards Points for Stars at Starbucks. Simply link your TD Rewards Visa Card to your Starbucks® Rewards account. Conditions apply. Learn more.

  2. TD Payment Plans
    Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more

  3. Save with Avis Rent-A-Car and Budget Rent-A-Car9,10
    Use your TD Credit Card to save a minimum of 10% off the lowest available base rates9,10 in Canada and the U.S., and a minimum of 5% off the lowest available base rates9,10 internationally, on qualifying car rentals at participating Avis and Budget locations.


  1. Optional TD Credit Card Payment Protection Plan14:
    Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit tdcanadatrust.com/BP

  2. Option to purchase TD Auto Club Membership11
    and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.


  • Mobile Device Insurance7
    Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
  • Chip & PIN technology - TD Visa* Cards with Chip and PIN technology provide an added level of security with a Personal Identification Number (PIN).
  • Click to Pay
    Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (  ) where Visa is accepted.
  • Visa Secure*
    Visa Secure provides you with increased security and convenience when you shop online.
  • Purchase Security and Extended Warranty Protection8 - You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
  • Instant Alerts. Added convenience, with TD Fraud Alerts:
    You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD Rewards Visa* Card. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.
  • Manage your credit card in the TD app
    Set transaction limits, block international purchases or lock your credit card. Learn more.

Review the Benefit Coverages Guide for more details.


Frequently asked questions

If you want to get more out of your purchases, then opting for a rewards credit card could be the right choice. The TD Rewards Visa Credit Card comes with the TD Rewards program that is packed with perks to help you get more out of all that you spend. You can earn TD Rewards Points on everyday purchases and earn extra TD Rewards Points on eligible purchases. Your TD Rewards Points can be redeemed, at your convenience, to book your next big trip, to shop at Amazon.ca with Shop with Points and even to pay your credit card balance.


Earn TD Rewards Points on every eligible purchase with the TD Rewards Visa Card. Cardholders are also able to earn extra TD Rewards Points with specific purchases. For instance, travel bookings made on Expedia® For TD can earn you 4 TD Rewards Points for each dollar you spend on your card2. Groceries or a meal at a restaurant can earn you 3 TD Rewards Points on every dollar you spend3. You can also earn 2 TD Rewards Points for every $1 spent on recurring bill payments. All other purchases will earn you 1 TD Rewards Point for every dollar you spend4.


The TD Rewards Visa Card gives you the option to redeem your TD Rewards Points by shopping on partner websites or for amazing perks like Cash Back and more. Enroll your TD Rewards Visa Card and redeem TD Rewards Points to purchase eligible products at Amazon.ca with Shop with Points. Visit TDRewards.com where you can purchase gift cards, redeem Cash Back or redeem your points to purchase various products.

Find out more about our credit cards in Canada


How to Apply

  • Apply online

    Complete an online application and receive an instant response

  • Call us

    Our banking specialists are ready to answer any questions you may have

    1-855-315-4325 1-855-315-4325
  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you

  • Locate a branch

    Speak with a banking specialist at the branch closest to you

Have a question? Find answers here