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Registered Plans
Registered plans are savings and investment accounts registered with the federal government that offer tax advantages. Investing in a registered plan can help you save for a number of goals, including saving for a down payment, education savings, or retirement. Like a basket, your registered plan can carry a wide range of investment products including cash, GICs and mutual funds.
As your money grows, your earnings benefit from the registered plan's tax advantages.
Plans for every goal
Retirement. A down payment on a home. A child’s education. Whatever you’re saving for, a registered plan can help you achieve your goals faster.
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Great for: Individuals seeking a flexible way to save for any purpose.
Grow your money, tax-free, and make withdrawals at any time.1
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Great for: Saving for retirement while receiving tax benefits.
Tax-deferred growth for retirement, a first home, or continued education.2
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Great for: Saving for a child's post-secondary education.
Save for a child's post-secondary education with eligibility for government grants.3
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Great for: Those nearing retirement who have an existing RRSP.
Manage your retirement with a steady stream of income after you retire.
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Great for: Canadians with disabilities and their families.
Tax-deferred growth for Canadians with disabilities and their families.
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Great for: Canadians looking to purchase their first home.
A new registered Tax-Free First Home Savings Account (FHSA) to help Canadians save towards their first home by allowing account holders to contribute up to $40,000 over the lifetime of the plan.
We can help you plan for the future
Tools and Calculators
Articles and tips to help you get started
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1,2 Subject to eligibility and conditions.