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Registered Plans
Registered plans are savings and investment accounts registered with the federal government that offer tax advantages. Investing in a registered plan can help you save for a number of goals, including saving for a down payment, education savings, or retirement. Like a basket, your registered plan can carry a wide range of investment products including cash, GICs and mutual funds.
As your money grows, your earnings benefit from the registered plan's tax advantages.
Plans for every goal
Retirement. A down payment on a home. A child’s education. Whatever you’re saving for, a registered plan can help you achieve your goals faster.
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Great for: Individuals seeking a flexible way to save for any purpose.
Grow your money, tax-free, and make withdrawals at any time.1
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Great for: Saving for retirement while receiving tax benefits.
Tax-deferred growth for retirement, a first home, or continued education.2
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Great for: Saving for a child's post-secondary education.
Save for a child's post-secondary education with eligibility for government grants.3
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Great for: Those nearing retirement who have an existing RRSP.
Manage your retirement with a steady stream of income after you retire.
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Great for: Canadians with disabilities and their families.
Tax-deferred growth for Canadians with disabilities and their families.
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Great for: Canadians looking to purchase their first home.
A new registered Tax-Free First Home Savings Account (FHSA) to help Canadians save towards their first home by allowing account holders to contribute up to $40,000 over the lifetime of the plan.
We can help you plan for the future
Tools and Calculators
Articles and tips to help you get started
Legal
1,2 Subject to eligibility and conditions.
Ready to Invest? We can help!
Looking for advice? We can help.