Registered Plans

Registered plans are savings and investment accounts registered with the federal government that offer tax advantages. Investing in a registered plan can help you save for a number of goals, including saving for a down payment, education savings, or retirement. Like a basket, your registered plan can carry a wide range of investment products including cash, GICs and mutual funds.

As your money grows, your earnings benefit from the registered plan's tax advantages.

Plans for every goal

Retirement. A down payment on a home. A child’s education. Whatever you’re saving for, a registered plan can help you achieve your goals faster.

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Great for: Individuals seeking a flexible way to save for any purpose.

Grow your money, tax-free, and make withdrawals at any time.1

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Great for: Saving for retirement while receiving tax benefits.

Tax-deferred growth for retirement, a first home, or continued education.2

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Great for: Saving for a child's post-secondary education.

Save for a child's post-secondary education with eligibility for government grants.3

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Great for: Those nearing retirement who have an existing RRSP.

Manage your retirement with a steady stream of income after you retire.

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Great for: Canadians with disabilities and their families.

Tax-deferred growth for Canadians with disabilities and their families.

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Great for: Canadians looking to purchase their first home.

A new registered Tax-Free First Home Savings Account (FHSA) to help Canadians save towards their first home by allowing account holders to contribute up to $40,000 over the lifetime of the plan.

We can help you plan for the future

  • Personalized investment advice

    We help you understand your options while working with you to build the right plan for your financial goals.

  • The right options

    No matter what type of investor you may be, we’re ready with options to help you succeed.

  • Convenience

    The advice you want, on your terms. Call us Monday to Friday from 8am – 8pm to speak to an investment specialist in English, French, Mandarin or Cantonese.

Tools and Calculators

Articles and tips to help you get started


1,2 Subject to eligibility and conditions.

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