Find your ideal way to bank with TD

Ways to Bank: Bank online, in-person or by phone

Explore online and mobile banking

  • A better way to manage your money from wherever you are so you can bank whenever. Harness the power of mobile banking with the TD app or bank online from the comfort of home through EasyWeb.
  • Our digital banking tutorials can help you learn more and get started with online banking with EasyWeb.

Branch Banking and ATM

With over 2,300 branches and over 4,000 ATMs across North America, TD makes it convenient and easy to bank. Drop by a branch to take care of your everyday banking needs or book an appointment to chat with a Personal Banker.

TD Branch

  • Take care of all your everyday banking needs, from paying bills, to buying U.S. dollars, to making a deposit or withdrawal
  • TD has more branches open Sunday than any other bank, and we stay open later and longer1
  • Meet with our friendly Personal Bankers to chat about a mortgage, loan or investment and discover new ways to grow your money

TD Advice Centres

We've created a relaxed, comfortable space where you can chat with a TD Personal Banker about your everyday banking, investment or borrowing needs.

Whether you’re planning the next steps toward your goals— or getting ready to take the first step — we can help you get there.

Let us show you how to use our digital banking tools so you can feel confident banking when you want, where you want.

Benefits of banking at a TD Branch ATM

TD Branch ATMs are a quick and easy way to deal with your everyday banking.

You can withdraw cash at any TD ATM in Canada regardless of its location. For TD ATMs located at or near a TD branch, TD personal banking customers can also deposit money (by cash or cheque), pay bills, check account balances, and transfer money between TD personal accounts.

  • Convenient locations

    With over 3,000 locations in Canada, you can find a TD ATM close to you.

  • Transaction confirmation

    Get an itemized receipt confirming the transactions you made at a TD ATM.

Key transactions you can perform at a TD Branch ATM

  1. Cash Withdrawals
    You can withdraw cash at any TD ATM regardless of its location. For TD ATMs located at or near a TD branch, you can choose exactly which bills you prefer (5’s, 20’s, 50’s and 100’s2).

  2. Cash Deposits
    When TD personal banking customers deposit cash, TD Branch ATMs can automatically count your bills and tally your total deposit amount, saving you time.

  3. Cheque Deposits
    At a TD Branch ATM, TD personal banking customers can deposit more than one cheque at the same time. Plus, the ATM will automatically tally your total deposit amount for you.

  4. Bill Payments
    Set up regular bill payments from your TD personal deposit account so you can quickly pay your bills at any TD Branch ATM.

  5. Account Transfers
    You can easily transfer money between your TD personal deposit accounts at any TD Branch ATM.

  6. Check Balances
    At a TD Branch ATM, you can quickly check the balances of your various TD personal deposit accounts.

Find an ATM

Features of TD Branch ATMs

You can communicate with a TD Branch ATM in Canada in a total of seven languages. These ATMs also have audio capability for the visually impaired. Simply plug a headset into the ATM before inserting your card.

  1. Languages
    ATMs come in the following languages: English, French, Punjabi, Portuguese, Italian, Traditional and Simplified Chinese.

  2. Audio capability
    Access this capability in English or French by plugging in a standard headset at any TD Branch ATM.

  3. Design features
    Lower screens and buttons and partial shelves to aid in wheelchair accessibility at TD Branch ATMs

  1. Keypad assistance
    If the touchscreen is not easily accessible, all you need to do is press the wheelchair icon located at the bottom of the ATM screen – and you will be able to use the keypad or the touchscreen to make your selections.

  2. Alternate format documents
    Customers can also request documents in alternate formats including Braille and large print. To request this service, call 1-800-831-1158 or visit your nearest branch.

ATM Banking FAQs

For your protection, daily ATM withdrawal limits and spending limits are applied to your TD access card. You can view your daily access card limits using the TD app on the Transaction Limits screen.

If you wish to change your withdrawal limits, please call EasyLine Telephone banking or visit your local TD Canada Trust branch.

You can keep track of your TD ATM transactions by viewing your recent transaction history on EasyWeb or the TD app. To view your recent account activity online, select the account number from your Accounts screen.

Each time you use the TD ATM you will also be offered a transaction receipt recording the time and details of your ATM transaction.

All TD chip credit cards are issued with ATM access. Alternatively, you can add your TD Credit Card as an option on your TD Access Card by calling TD Credit Cards or by visiting any TD Canada Trust branch.

You can use your TD Canadian Personal Banking accounts3 to withdraw U.S. currency, at select TD ATM locations.

If you have other questions regarding TD ATMs, we can easily assist you in-branch or by phone. Contact us and speak with a TD advisor to learn how.

EasyLine Telephone Banking

Call us 24 hours a day, 7 days a week, to enjoy convenient and secure access to your TD accounts by choosing our quick automated service or by speaking with a Telephone Banking Specialist. Ready to talk? 

TD VoicePrintTM

Enjoy added protection when you call EasyLine

TD VoicePrint uses voice recognition technology to create a print of your voice that is made up of more than 100 characteristics. Together, these characteristics create a voiceprint that's unique to you.

Once enrolled, TD VoicePrint helps confirm your identity when you call, providing an additional layer of protection when banking by phone with EasyLine. Enrolling in TD VoicePrint is completely optional.

How to enroll in TD VoicePrint

  • 1

    Call us

    Call EasyLine at 1-866-222-3456.

  • 2

    Verify your identity

    Authenticate your identity through the usual verification process.

  • 3


    Request to enroll in TD VoicePrint.

  • 4

    Talk to us

    We’ll talk with you for up to 2 minutes while TD VoicePrint works in the background to capture your unique voice characteristics.

  • 5

    Ready to use

    The next time you call EasyLine, TD VoicePrint will quickly and automatically authenticate your voice.

Easy automated service

  1. Pay bills to over 7,000 companies – you can also postdate payments

  2. Confirm your account balances and account activity (including your TD Credit Card or Line of Credit)

  3. Transfer funds between your TD Canada Trust accounts

  4. Transfer funds to another TD Canada Trust customer’s account

  5. Check your bill payment history to see what bills you’ve paid

  6. Receive TD Mutual Funds prices, returns, account balances and activity

  7. Press '0' at any time to speak directly with a Telephone Banking Specialist for personal assistance or advice.

Personalized service 24/7

  1. Open a new chequing or savings account

  2. Order cheques

  3. Request a stop payment

  4. Invest in GICs and Term Deposits

  5. Open a TD Canada Trust RSP and make contributions

  1. Make deposits to TD Direct investing self-directed and direct trading accounts

  2. Apply for a Loan/Mortgage/Line of Credit or renew a mortgage (some restrictions apply)

  3. Request a Credit Card cash advance

  4. Transfer between your U.S. and Canadian dollar accounts

Privacy and security

We've taken care to ensure that only you have access to your financial information when banking by phone. No one can access your personal financial information without your TD Canada Trust Access Card number and confidential PhoneCode, so only you have access to your funds. And with TD VoicePrintTM, you can add an additional layer of security when banking by phone.

Does EasyLine cost anything?

EasyLine costs nothing and account balance inquiries are free.

Track spending and saving with TD MySpend

Take control of your savings and spending with the TD MySpend app, the tool that gives you financial control – and confidence – right at your fingertips. Track your daily and monthly cash flow, create a wishlist of savings goals and get insights to help you make these goals happen.

  • Track your expenses

    • Gain spending insights
      Use MySpend to track your expenses and get spending insights. Also get transaction alerts every time money is spent.
    • Categorize your expenses
      Stay on top of spending by categorizing expenses by needs, wants or other.
  • Save for your goals

    • Keep moving toward your goals
      Use the wish list feature to set savings goals and track your progress towards them.
    • Know when goals are within reach
      MySpend predicts when you will reach your savings goal based on your previous saving habits.
  • Track your cash flow

    • Cash flow management
      Keep track of your spending and deposits across your accounts so you can see your net cash each month.
    • See the whole picture
      Get alerts when money is deposited into your accounts.

How does TD MySpend determine my typical monthly spending?

With continued use of TD MySpend, your typical overall spending and your spending in each category are always a rolling average of your previous 13 months of spending from your TD personal banking accounts and your TD credit cards. Only the accounts that are turned on in TD MySpend are factored into your average monthly spending.

When you first set up TD MySpend, your recent account activity is analyzed to initially determine both your overall monthly spending and spending in each category.

Why you'll love TD MySpend

  • Free

    TD MySpend is totally free to download, however standard message and data rates may apply.

  • Personalized

    TD MySpend is securely linked to your Personal Banking accounts to provide you with financial insights that are tailored just for you.

  • Convenient

    TD MySpend categorizes spending, deposits and tracks savings progress from your Personal Banking accounts, saving you valuable time.

How to start using TD MySpend

To use TD MySpend, the TD app must also be installed on your device.

  • 1

    Download the TD MySpend app

    TD MySpend can be downloaded on Android and iPhone Smartphones.

  • 2

    Connect to your TD Banking accounts

    Once enrolled, your eligible TD Canadian dollar personal banking accounts and credit card accounts will automatically be added.

  • 3

    Build your financial confidence

    Have a happier financial future by achieving your spending goals and making your wishes happen.

Download the TD MySpend app

Get the app now to help you achieve your spending and savings goals!

TD MySpend FAQs

Once enrolled, your eligible TD Canadian dollar personal banking accounts and credit card accounts will automatically be added and ready for tracking in MySpend. You can disable any account you do not want to track and display. Just go to TD MySpend Preferences and turn it off. You can turn it back on for TD MySpend at any time. Spending from accounts that you disable in Preferences will continue to be tracked by TD MySpend but will not be included in the spending meter.

If you have a joint account, you will see all transactions on the account in TD MySpend. Because TD MySpend tracks accounts and not individual users, transactions by all account holders are included in the spending meter and monthly spending average. If you do not want to include your joint account spending in TD MySpend, you can go to Preferences and turn it off.

You can use your TD Canadian dollar personal chequing, savings and credit card accounts to track and display your spending in TD MySpend.

Helpful advice to help you manage your money

Lighten your wallet

Securely store your loyalty, membership and gift cards on your smartphone. TD Wallet helps you keep these cards handy for when you need them

Ways to use TD Wallet

  • Loyalty Cards
    Don't miss out on loyalty points. Pull up your loyalty cards on TD Wallet and scan the barcode to earn or redeem at checkout.
  • Gift Cards
    Have gift cards with you when you need them. Pull up a gift card on TD Wallet to use the balance at check-out. And know what's left to spend by adding the balance in the space provided.
  • Membership Cards
    Check into the gym or out of the library with TD Wallet. Store your membership cards in your TD Wallet. Plus, add card expiration dates so you know when to renew.

TD Wallet keeps your information secure

With TD Wallet, you can use a passcode or Touch ID, depending on your smartphone, to protect your personal information. Learn more about privacy and security at TD.

Please note: TD Wallet does not currently offer the ability to make payments using credit and/or debit cards as these types of cards cannot be added to TD Wallet. To make payments using credit and/or debit cards, Android users can access Samsung Pay. Apple users may also use Apple Pay through the Apple Wallet.

Download TD Wallet

Get quick access to the cards you need from the palm of your hand.

Have a question? Find answers here