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When you add an Additional Cardholder, they may be eligible for the benefits you enjoy on your card. Eligible benefits vary by card, and may include:
If your account is open and in good standing, you can add up to 3 Additional Cardholders.
No. Since the credit card account is owned by the Primary Cardholder, the balance of the credit card will only affect the Primary Cardholder's credit rating.
No. Only the Primary Cardholder can make changes to the credit card limit.
The Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholders. However, an Additional Cardholder can always make payments to the credit card account.
The Primary Cardholder manages the limits through the TD app, but only with in-person and online purchases. Transaction limits do not apply to pre-authorized payments, ATM transactions with a Canadian dollar TD Credit Card, and balance transfers.