Explore our registered plans and investing products

Build your portfolio using professionally managed funds

• Mutual Funds Representatives can help you choose the right mutual fund

Each TD Comfort Portfolio includes a collection of professionally selected and managed TD Mutual Funds¹

• Diversified portfolio options
• Professionally managed portfolios
• A convenient all-in-one solution

A collection of professionally selected and managed funds

• Designed for the unique needs for retirees and those very close to retirement
• Diversified portfolio options
• Professionally managed portfolios that can respond to changing market conditions
• A convenient all-in-one solution

Earn a total of up to 5.00%² over 3 years with TD Canadian Banking & Utilities GIC

• 100% guaranteed principal no matter which way the markets move
• Guaranteed minimum return
• Higher potential return up to a maximum

Earn a higher rate than traditional GICs and maintain the safety you expect

• Your original investment and interest payments are guaranteed
• Competitive interest rates guaranteed for the term of your investment

Cashable GICs give you the
flexibility of cashing early

• Flexible terms, up to 5 years
• Access to your funds: Cashable in full or in part, subject to terms and conditions

Non-Cashable GICs generally offer a higher return than cashable GICs for your fixed-term investments

• Your original investment and interest payments are guaranteed
• Competitive interest rates guaranteed for the term of your investment
• Flexible terms ranging from 30 days to 5 years

Spread your money among some of the world's currencies

• Competitive interest rates guaranteed for the term of your investment
• Flexible terms ranging from 30 days to 369 days
• Protect your money against exchange rate fluctuations

Save or invest to help meet your goals and your savings can grow ‑ tax-free

• You don’t pay taxes on the investment income or growth earned
• Contribute up to $6,000⁵ annually and carry forward any unused contribution room
• Tax-free withdrawals with the ability to recontribute amounts withdrawn⁶ in future years

TD RSPs can help you meet your retirement goals

• Contributions can reduce taxable income, and your investments can grow, tax-deferred, while in the RSP
• Income-splitting between spouses can help even out retirement income and may lower your income taxes

Put your savings to work to help enjoy the full potential of your retirement years

• We’ll help you create a written roadmap so you can know where you’re going
• We’ll help you calculate the total retirement income you may receive
• We’ll help consolidate your retirement savings from all sources

Help save for your child’s education

• Contribute up to $50,000⁷ per beneficiary child for tax-deferred growth
• The sooner you start, the more you should be able to save
• A government grant can help the savings grow

RDSPs can help Canadians with disabilities save for longer-term financial security^*

• Government grants and bonds can help your savings grow faster
• Tax-deferred growth and the ability to make one-time or annual withdrawals
• No annual contribution limit

Easy to buy, valuable to own

• An investment that helps protect against inflation, is highly liquid, and can help diversify your portfolio
• Precious metals sold through TD are guaranteed in both purity and weight, and recognized globally
• Multiple options and weights available (coins, bars, certificates)