What TD Offers

Daily Interest Savings Account (DISA)

Benefits:

• Easy access to your money
• Pays daily interest
• No minimum contribution amount

Guaranteed Investment Certificates (GICs)

GICs can be a great option for those cautious about investing because your principal is fully protected.

Benefits:

• Interest earned is not taxed until withdrawn from the RSP
• Choose from fixed rate GICs or Market Growth GICs¹
• GICs earn a return while protecting your principal

TD Mutual Funds RRSP

This investment account offers mutual funds for most types of investors.

Benefits:

• Professionally managed
• Offers a wide range of investment options
• 1-on-1 assistance from a Mutual Funds Representative

Self-Directed RRSP at TD Direct Investing²

Ability to take control by building and managing your own investment portfolio.

Benefits:

• Freedom to tailor and build your own portfolio
• Ability to diversify your investments
• Investment income can be tax-deferred

Locked-in Retirement Account, Locked-in Retirement Savings Plan, and Restricted Locked-in Savings Plan

These investment accounts, which function as an RRSP, hold locked-in pension funds for former pension plan members.

Benefits:

• Interest earned is not taxed until funds are withdrawn from the plan
• Funds can only be accessed under certain conditions
• By the end of the year in which you turn 71, transfer to an eligible Retirement Income Option