An RRSP is a savings plan that lets you save for retirement on a tax-deferred basis, so your money could grow faster!
Find out what your annual RRSP contribution limit is, the penalty for over-contributing, and what happens to unused contribution room.
Choose from a range of RRSP options at TD, to help meet your retirement goals.
Understand the rules and regulations on making RRSP withdrawals.
Contributions can reduce your taxable income, lowering the tax you pay.
Your investments can grow, tax-deferred, while in the RRSP.
The higher income-earning spouse or common-law partner can contribute in their spouse's or common-law partner's RRSP.
Access funds in your RRSP to help buy your first home or pursue further education.
We're here to help.
Use our Retirement Savings Calculator to estimate how much you’ll need to save to reach your retirement goals.
Use our compound interest calculator to see how your investments could grow over time.
Explore the benefits of the RRSP Home Buyers’ Plan
You decide how much you want to save and how often. We help take care of the rest.
Explore the differences between a TFSA and RRSP
Speak with a banking specialist in person at a branch closest you.
Our banking specialists are ready to answer your questions and can assist you in opening an account.
Direct Investing: 1-800-465-5463
For Direct Investing, it's easy to open a cash, margin, RSP, TFSA or RESP account.
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