Tell us about your borrowing goal.

Borrow Better for home improvements

Your home is more than bricks and mortar. It’s a place of comfort, security, and love. Making your home the way you want it often takes more money than you have on hand. To request financing for home improvements, talk to TD about a loan or line of credit.


A new kitchen, bathroom or finished basement can be very expensive. With a loan or line of credit, you won’t have to wait to make your renovations happen.


If your roof is leaking or your furnace fails, repairs can’t wait. Borrowing makes emergencies much easier to handle.
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Personal Loan

Borrow only what you need right now

  • Available for: consolidating debt or making large purchases
  • You can borrow1: $5,000 to $50,000
  • Repayment: We’ll help you create a realistic payment schedule
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Personal Line of Credit

Use and re-use credit with just one application2

  • Available for: Home renovation, major purchases, or ongoing expenses
  • You can borrow1: $5,000 to $50,000
  • Repayment2: As you pay back what you’ve used, the credit becomes available to you again
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TD Home Equity FlexLine

Your home can be a powerful financial borrowing tool

  • Available for: paying off large expenses or renovating your home
  • You can borrow: up to 80% of your home value3
  • Repayment: minimum monthly interest-only payments
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Investment Secured Line of Credit

Use your eligible investments to secure a Line of Credit

  • Available for: home renovations
  • You can borrow1: $5,000 to $200,000
  • Repayment: Choose how much you repay. Interest only payments or any amount up to the entire balance with no prepayment charge.
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Personal Loan/Line of Credit Calculator

Use our Personal Loan and Line of Credit Payment Calculator to see what your payments could be.

Learn more about borrowing.


1 Subject to approval
2 Subject to the terms of the agreement
3 Subject to TD Canada Trust credit criteria and any prior outstanding mortgage, charges or liens

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