TD Home Equity FlexLine

Your home can be your most powerful financial borrowing tool

The TD Home Equity FlexLine is secured against the equity of your home, giving you access to credit and a low interest rate.

Secured loans and lines of credit are secured against your assets (home, investments, etc.), to protect the lender against any failure by you to meet your obligations. Because it’s secured you may get a lower rate or a higher credit amount.

Benefits of this product

  • Convenient access
    Access your credit through your TD Access Card3, cheques and EasyWeb Online banking.
  • Home ownership costs
    Finance purchases related to home ownership, including renovations, home repairs and additional properties.
  • Low interest rate
    Borrowing credit against your assets, such as your home, may provide you with a lower interest rate.
  • Borrowing power
    Use your home equity to obtain a credit limit, up to 80% of the value of your home.

What is a TD Home Equity FlexLine?

Simply put, a TD Home Equity FlexLine lets you use the value of your home as collateral to give you a line of credit with a low interest rate. Apply just once, and you may be able to access up to 80% of the value of your home1,2. It’s always available when you need it, through a variety of convenient options, 24/7 subject to the terms of your agreement.

What are my interest rate options?

Competitive Variable Rate
Enjoy a competitive variable interest rate based on TD Prime Rate

Term Portion
If you opt for a Term Portion when setting up a TD Home Equity FlexLine, you can borrow up to 80% of your home's value4

Or at any time, put all or a portion of your outstanding balance into a Term Portion and establish regular payments (subject to minimum amounts) at a fixed or variable interest rate with open or closed prepayment, privileges for the term selected.

Have a personal consultation to discuss your options.
Call 1-877-247-22651-877-247-2265

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