Your home can be your most powerful financial borrowing tool
The TD Home Equity FlexLine is secured against the equity of your home, giving you access to credit and a low interest rate.
Secured loans and lines of credit are secured against your assets (home, investments, etc.), to protect the lender against any failure by you to meet your obligations. Because it’s secured you may get a lower rate or a higher credit amount.
Benefits of this product
Access your credit through your TD Access Card1, cheques and EasyWeb Online banking.
Home ownership costs
Finance purchases related to home ownership, including renovations, home repairs and additional properties.
Low interest rate
Borrowing credit against your assets, such as your home, may provide you with a lower interest rate.
Use your home equity to obtain a credit limit, up to 80% of the value of your home.
If you opt for a Term Portion when setting up a TD Home Equity FlexLine, you can borrow up to 80% of your home's value2
Or at any time, put all or a portion of your outstanding balance into a Term Portion and establish regular payments (subject to minimum amounts) at a fixed or variable interest rate with open or closed prepayment, privileges for the term selected.
Have a personal consultation to discuss your options.
Decide which loan is right for you
Get details on amounts, rates and more with a side-by-side comparison of all available TD loans.
1 Available when the TD Home Equity FlexLine is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.
2 Subject to the value of your property and any prior charges or liens. Up to 65% can be taken as the credit limit for the revolving portion.
How to Apply
Book an appointment
Meet with a banking specialist in person at a branch that is most convenient for you.
Our banking specialists can assist you with opening a TD Personal Line of Credit.