| Mortgage or Term Portion Principal Amount | Cash Bonus | Additional Bonus for Switching |
|---|---|---|
| $1,000,000+ | $4,000 | + $1,100 |
| $750,000 – $999,999.99 | $3,000 | |
| $500,000 – $749,999.99 | $2,000 | |
| $300,000 –$499,999.99 | $1,000 | |
| $100,000 – $299,999.99 | $500 |
More than a mortgage, it’s a head start
Add a little cushion to your budget with our special cashback offer.
Get a new TD Mortgage or TD Home Equity FlexLine with a Term Portion (Term Portion) by December 29, 2026.
Eligibility Requirements
Select a TD Mortgage or a TD Home Equity FlexLine with a Term Portion that is for a purchase, pays out a mortgage from another financial institution (transferring or refinancing) or is for a new mortgage on a property with no other charges/mortgages.
The TD Mortgage or Term Portion must have:
- a principal amount of $100,000 or more, and
- a minimum 3 year closed term
Here’s how much you can get
-
TD Home Equity FlexLine with a Term Portion
-
TD Mortgage
Here is how your cashback adds up
Term Portion Principal Amount | Cashback Amount | Additional Cashback for Switching to TD |
$1,000,000+ | $4,000 | + $1,100 |
$750,000 – $999,999.99 | $3,000 | + $1,100 |
$500,000 – $749,999.99 | $2,000 | + $1,100 |
$300,000 – $499,999.99 | $1,000 | + $1,100 |
$100,000 – $299,999.99 | $500 | + $1,100 |
Get your cashback in a few simple steps
-
1
Apply
Apply and fund your TD Home Equity FlexLine with a Term Portion by December 29, 2026. The Term Portion must be set up at account opening.
-
2
Set up
Set up pre-authorized payments (PAD) from a TD Chequing Account for the Term Portion at time of funding (required). TD PAD must be in place at time of cashback payment.
-
3
Select one of these 2 options:
Complete ONE of the following within 12 weeks of Term Portion set up.
Option 1: Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2- The Direct Deposit must go into the Term Portion PAD Account.
- The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment.
OR
Option 2: Make one online bill payment for at least $50 through EasyWeb or the TD app.- The Online Bill Payment must be processed from the Term Portion PAD Account.
Here is how your cashback adds up
Mortgage Principal Amount | Cashback Amount | Additional Cashback for Switching to TD |
$1,000,000+ | $3,500 | + $1,100 |
$750,000 – $999,999.99 | $2,500 | + $1,100 |
$500,000 – $749,999.99 | $1,500 | + $1,100 |
$300,000 – $499,999.99 | $750 | + $1,100 |
$100,000 – $299,999.99 | $400 | + $1,100 |
Get your cashback in a few simple steps
-
1
Apply
Apply and fund your TD Mortgage by December 29, 2026.
-
2
Set up
Set up pre-authorized payments (PAD) from a TD Chequing Account for the Mortgage at time of funding (required). TD PAD must be in place at time of cashback payment.
-
3
Select one of these 2 options:
Complete ONE of the following within 12 weeks of funding:
Option 1: Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2- The Direct Deposit must go into the TD Mortgage PAD Account.
- The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment.
OR
Option 2: Make one online bill payment for at least $50 through EasyWeb or the TD app.- The Online Bill Payment must be processed from the TD Mortgage PAD Account.
Why get a mortgage at TD?
Frequently asked questions
To qualify for the highest cashback amount shown for this offer, you need an eligible TD Home Equity FlexLine with a Term Portion of $1,000,000 or more. That may qualify for $4,000 cashback, plus an additional $1,100 cashback for switching to TD, if you meet the offer requirements.
For an eligible TD Mortgage, a principal amount of $1,000,000 or more may qualify for $3,500 cashback, plus the additional $1,100 cashback for switching to TD, if you meet the offer requirements.
Yes. If you’re buying your first home, you may be eligible to receive up to $4,000 in cashback with a TD Home Equity FlexLine with a Term Portion or up to $3,500 in cashback with a TD Mortgage. To qualify for a cashback amount, you need to meet the offer requirements, including the minimum principal amount, a minimum 3-year closed term, and the required payment and banking steps. Have questions? Request a call from TD Mortgage Direct and we'll help you understand your options.
Yes. If you switch an eligible mortgage from another financial institution to TD, you may qualify for cashback. You could receive up to $5,100 with a TD Home Equity FlexLine with a Term Portion or up to $4,600 with a TD Mortgage, including the additional $1,100 cashback for switching to TD, if you meet all offer requirements. To qualify for a cashback amount the TD Mortgage or Term Portion must have a principal amount of $100,000 or more and a minimum 3-year closed term.
If you meet all offer requirements, the cashback amount will be deposited to your TD Mortgage Pre-authorized payment (PAD) Account or your TD Home Equity FlexLine Revolving Portion within 5 months of funding. You need to complete the required offer steps, including setting up pre-authorized payments and completing one of the required actions within the stated timeline.
Refinancing may qualify if the new TD product pays out a mortgage from another financial institution. A refinance of an existing TD Mortgage, TD Home Equity FlexLine or TD Home Equity Line of Credit does not qualify for this offer. If both debt from another financial institution and existing TD real estate secured lending debt are refinanced in the same application, the cashback is calculated only on the new funds advanced by TD.
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