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Borrow Better with a TD Personal Loan

Paying off higher-interest debts

A TD Personal Loan lets you consolidate your debts into one manageable loan with a lower interest rate.

Handling sudden expenses

A leaking roof or a sick pet can’t wait. With a personal loan, you have the means to take care of life’s emergencies.

Buying a new
vehicle

Thinking of your next vehicle like a car, truck or van? Whether you’re buying privately or from a dealer, TD and TD Auto Finance have a loan to help.

Saving for
retirement

With a TD RSP loan, you can make the most of this year’s contribution room or get caught up on missed contributions from past years.

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Personal Loans

Borrow only what you need right now

  • Available for: consolidating debt, making large purchases, unexpected bills
  • You can borrow: $5,000 to $50,000
  • Repayment period: 1 year minimum to 7 year maximum repayment period
  • Flexible repayment option: Pay down your loan at any time without any penalties or additional charges
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Dealership Vehicle Loan

You can arrange a TD Auto Finance loan through dealerships right across Canada

  • Available for: buying a new or used car, truck, van, boat, RV or powersport vehicle
  • You can borrow: to finance your ideal vehicle, with flexible options and competitive rates to help find a solution to meet your unique needs
  • Flexible repayment option: Choose a fixed or variable rate, and find the best loan term and payment frequency for you
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Private Sale Vehicle Loan

Apply for a loan to finance your private purchase

  • Available for: buying a new or used car, truck, van, boat or RV
  • You can borrow: $7,500 to $50,000, depending on the vehicle
  • Flexible repayment option: We’ll help you create a payment schedule to fit your budget
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TD On-the-Spot RSP Loan

Make the most of this year’s RSP contribution room

  • Available for: maximizing your retirement savings
  • You can borrow: up to your unused contribution limit for this year
  • Repayment: Choose a payment schedule that’s realistic and flexible
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TD CarryForward RSP Loan

Contribute even more to your RSP savings

  • Available for: catching up on missed contributions from past years
  • You can borrow: up to $50,000
  • Repayment: Terms between 5 and 10 years are available
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Use our calculators to plan your borrowing

Personal Loan/Line of Credit Calculator

Compare what you might be paying with a loan vs. a line of credit.

Debt Consolidation Loan Calculator

Find out your monthly payment and the date your loan will be fully paid off.

Vehicle Loan Calculator

Find out what you’ll be paying monthly for a new car or truck.

Learn more about borrowing with
Personal Loans


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