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Limited Time Offer

Earn up to $500 in value^, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002. Conditions apply. Account must be approved by January 6, 2025.

  • Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made2.
  • Get an Annual Fee Rebate for the first year2.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by January 7, 2025.

At a glance

  • Earn Cash Back Dollars on every eligible purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership18.
  • Complimentary Visa Infinite* Concierge service8 available 24/7.
  • Mobile Device Insurance17.

It's easy to earn and redeem Cash Back Dollars

  • Earn 3% Cash Back

    Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases3, and on regularly recurring bill payments4 set up on your account.

  • Earn 1% Cash Back

    Earn 1% Cash Back Dollars on all other Purchases made with your Card5

  • Redeem any time

    Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours6!

  • Cash Back Dollars never expire

    Your Cash Back Dollars never expire as long as your account is open and in good standing

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.  

More Card Benefits and Features

  • Complimentary Visa Infinite Concierge8: On-call 24 hours a day, seven days a week. The Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.: 1-888-853-4458 From outside Canada and the U.S.: 1-630-350-4545.
  • Visa Infinite Luxury Hotel Collection9: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Visa Infinite Dining Series9: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
  • Visa Infinite Wine Country Program9: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
  • Visa Infinite Entertainment Access9: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®
  • Visa Infinite Troon Golf9: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

  • Free Deluxe TD Auto Club Membership18 - Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
  • Save with Avis Rent A Car and Budget Rent A Car - Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates1011 in Canada and the U.S., and a minimum of 5% off the lowest available base rates1011 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Auto Rental Collision/Loss Damage Insurance13 - Use your Canadian TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.

  • Travel Medical Insurance7 - Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
  • Delayed and Lost Baggage Insurance13 - Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
  • Emergency Travel Assistance Services14 - Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Check your TD credit card travel insurance benefits - Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Review the Benefit Coverages Guide for more details.

  • TD Payment Plans - Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more.
  • Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted - These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device.

  • Chip & PIN technology - TD Visa* Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
  • Purchase Security and Extended Warranty Protection15 - You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
  • Mobile Device Insurance17 - Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices
  • Visa Secure*
    Visa Secure provides you with increased security and convenience when you shop online.
  • Instant Alerts. Added convenience, with TD Fraud Alerts:
    You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD Cash Back Visa Infinite* Card, or on any Additional Cardholder's card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.
  • Click to Pay
    Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon ( ) where Visa is accepted.
  • Manage your credit card in the TD app
    Set transaction limits, block international purchases or lock your credit card. Learn more.

Frequently asked questions

If you are looking for great Cash Back with travel and automotive benefits, then this TD Cash Back Visa Infinite Card could be the right one for you. It comes with an earn rate of 3% Cash Back on eligible grocery Purchases and gas Purchases3, and on regularly recurring bill payments4 set up on your account. You also earn 1% Cash Back on all other Purchases5. This card has travel benefits such as Travel Medical Insurance9 as well as automotive benefits such as Emergency Road Services with the Deluxe TD Auto Club Membership7.

You can apply for a TD Cash Back Visa Infinite Card within minutes by clicking on Apply online on this page. As part of the application, you will need to share some mandatory information such as your full legal name and date of birth, your home address, phone number and email address, employment status, gross annual income and residential status.

You can earn Cash Back dollars with your TD Cash Back Visa Infinite Card on your everyday purchases and recurring bill payments. Using this card for everyday purchases will earn you 1% Cash Back on each dollar spent5. You can also use this card at grocery stores, gas stations3 or to pay recurring bills4 like insurance premiums, subscriptions and mobile phone bills to earn 3% Cash Back on each dollar spent.

Redeeming Cash Back dollars is simple and easy. You can redeem your Cash Back Dollars, for a minimum amount of $25, at anytime through EasyWeb or TD Mobile App. Your Cash Back dollars never expire as long as your account is open and in good standing with TD.

Find out more about our credit cards

How to Apply

  • Apply online

    Complete an online application and receive an instant response

  • Call us

    Our banking specialists are ready to answer any questions you may have

    1-855-315-4325 1-855-315-4325
  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you

  • Locate a branch

    Speak with a banking specialist at the branch closest to you

Have a question? Find answers here

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