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Limited Time Offer

Earn up to $1,000 in value18 including up to 145,000 TD Rewards Points and get a full Annual Fee Rebate1 for the Primary and 1st Additional Cardholder1 for the first year and additional travel benefits. Must apply by May 28, 2023.

  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card1.
  • Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening1.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards Points22.
  • Get an annual TD Travel Credit23 of $100 when you book at Expedia® For TD.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.

At a glance

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

  • An annual TD Travel Credit 23 of $100 when you book at Expedia® For TD.
  • TD Rewards Birthday bonus22 that helps you celebrate in style.
  • An extensive suite of travel insurance coverages which helps you travel prepared.
  • No travel blackouts5, no seat restrictions5 and no expiry25 for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Every Purchase Counts

  • Earn 8 TD Rewards Points19

    for every $1 you spend when you book travel through Expedia® For TD6

  • Earn 6 TD Rewards Points

    for every $1 you spend on Groceries and Restaurants20

  • Earn 4 TD Rewards Points

    for every $1 you spend on regularly recurring bill payments set up on your Account20

  • Earn 2 TD Rewards Points

    for every $1 you spend on other Purchases made using your Card21 plus earn an annual Birthday Bonus22 of up to 10,000 TD Rewards Points


More Card Benefits and Features

TD First Class Travel Credit Card helps you earn big while you do all the things you normally do. And since you never slow down, the rewards can add up quickly. This lets you redeem for how and what you want with the flexibility to treat yourself with a wide variety of rewards options.

  • Go Places on Points
    Your Points are worth more when you redeem through Expedia® For TD: Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem3 your TD Rewards Points towards your travel purchase right away.
    Or Book Any Way3: You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.
  • Shop online through TDRewards.com
    Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards.
  • Financial Rewards
    Pay With Rewards: Redeem TD Rewards Points to help pay down your credit card balance.

Explore the travel benefits and insurance coverages included with your Card:

  • $100 TD Travel Credit23
    Each year, you will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase of $500.00 or more made with Expedia For TD and posted to the Account in a calendar year.
  • Travel Medical Insurance7
    Up to $2 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
  • Flight/Trip Delay Insurance8
    Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Trip Cancellation/Trip Interruption Insurance9
    For Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
  • Common Carrier Travel Accident Insurance10
    Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental)
  • Emergency Travel Assistance Services11
    Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Delayed and Lost Baggage Insurance8
    Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
  • Auto Rental Collision/Loss Damage Insurance12
    Coverage up to 48 consecutive days
  • Check your TD credit card travel insurance benefits
    Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Review the Benefit Coverages Guide for more details.


  • Earn big rewards on the little things.
    Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks stores. You can also turn Points into morning coffee by redeeming your TD Rewards Points for Stars at Starbucks. Simply link your TD First Class Travel Visa Card to your Starbucks® Rewards account. Conditions apply. Learn more.
  • TD Payment Plans
    Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more.
  • Save with Avis Rent A Car and Budget Rent A Car
    Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates13,14 in Canada and the U.S., and a minimum of 5% off the lowest available base rates13,14 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Use Apple Pay or Samsung Pay
    wherever contactless payments are accepted - These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device.

  • Complimentary Visa Infinite Concierge26:
    On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.:
    1-888-853-4458
    From outside Canada and the U.S.:
    1-630-350-4545
  • Visa Infinite Luxury Hotel Collection27:
    Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Visa Infinite Dining Series27:
    As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
  • Visa Infinite Wine Country Program27:
    Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
  • Visa Infinite Entertainment Access27:
    Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®
  • Visa Infinite Troon Golf27:
    Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

  • Mobile Device Insurance24
    Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
  • Hotel/Motel Burglary Insurance24
    Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to each Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Chip & PIN technology:
    TD Visa* Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN). A required PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.
  • Purchase Security and Extended Warranty Protection15:
    You automatically have access to Purchase Security and Extended Warranty Protection, covering most eligible new items you’ve purchased with your Canadian Credit Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer's warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
  • Visa Secure*
    Visa Secure provides you with increased security and convenience when you shop online.
  • Instant Alerts. Added convenience, with TD Fraud Alerts:
    You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD First Class Travel®Visa Infinite* Card, or on any Additional Cardholder's card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.
  • Manage your credit card in the TD app
    Set transaction limits, block international purchases or lock your credit card. Learn more.
  • Click to Pay
    Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (  ) where Visa is accepted.

  • Optional TD Credit Card Payment Protection Plan17:
    Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit tdcanadatrust.com/BP.
  • Option to purchase TD Auto Club Membership16 and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.

Frequently asked questions

Do you love to travel? Then a travel rewards card may be perfect for you. These credit cards offer cardholders great value with travel Reward Points earned on eligible purchases that can later be redeemed to pay for flights and other travel related expenses. But, that’s just the start. The TD First Class Travel Visa Infinite* Card also lets you redeem TD Rewards Points on Amazon.ca with Shop with Points.


Earn Points on your TD First Class Travel Visa Infinite Card with travel bookings, a meal at a restaurant, shopping and on everyday purchases. You can get started with welcome bonus TD Rewards Points if approved for this Card. In addition to earning 2 TD Rewards Points on every purchase, you can use this travel rewards card to make travel purchases through Expedia® for TD to earn 8 TD Rewards Points for each dollar spent. You can also earn 6 TD Rewards Points each for every dollar spent on grocery and restaurant purchases and earn 4 TD Rewards Points for every dollar spent in recurring bill payments. Your TD Rewards Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder.


Redeem your TD Rewards Points to book your next trip, for shopping and more. You can redeem your TD Rewards Points when you book travel online through Expedia for TD. This can help to make your travel more affordable. You can also use your TD First Class Travel Visa Infinite Card to book travel with any other travel provider. For shopping, you can redeem your TD Rewards Points for eligible products on Amazon.ca with Amazon Shop with Points or choose merchandise on TDRewards.com. You can also redeem TD Rewards Points to pay your credit card’s account balance on the TD app or EasyWeb.

Find out more about our credit cards in Canada


How to Apply

Have a question? Find answers here