Find the best TD Cash Back credit card for you

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TD Cash Back Visa* Card

Earn Cash Back Dollars. Redeem them to help pay down your Account balance2.

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances

Earn more Cash Back Dollars on grocery and gas Purchases, and on regularly recurring bill payments.
Redeem2 your Cash Back Dollars annually or at any time (min. $25) – the choice is yours!
Shop securely. Your TD Cash Back Credit Card comes equipped with security features.
Discover the insurance coverages included with each TD Cash Back Credit Card.
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How to choose the best Cash Back credit card for you

Our Cash Back Credit cards offer different features and benefits to fit your lifestyle and financial habits, like:

  1. Your payment preferences: Do you want to pay an annual fee, do you often run a balance, and what interest rate are you looking for?
  2. Your financial situation: What card do you qualify for based on your income?
  3. Your spending habits: Where and when do you usually use your credit card, i.e. gas or grocery shopping?
  4. Other added features: Some cards come with added features that bring you additional savings besides Cash Back Dollars.

The benefits of a TD Cash Back Credit Card

Cash-back cards offer you the flexibility to use the money earned in Cash Back Dollars. Here are some points you should keep in mind when choosing a TD cash back credit card:

  • Accelerated Rate on Special Categories: TD Cash Back credit cards offer a higher earn rate on categories such as grocery purchases, gas purchases, and regularly recurring bill payments. When you spend on these categories, you can earn 1%5, 6 or 3%7, 8 depending on the card you choose.
  • Fee vs No-Fee Credit Cards: Not all TD cash back credit cards offer the same features and benefits, so it's important to evaluate the annual fee, earn rate and other benefits before you choose.
  • Bonuses: You get a welcome bonus on signing up with most TD credit cards. With a cash-back card, this may be in the form of sign-up bonus or earning higher Cash Back Dollars for a limited period.
  • Help Pay Down Your Balance: When you're using your Cash Back Credit Card for everyday purchases, you can redeem Cash Back Dollars2 to help pay down your account balance, saving you money on a monthly basis.

Pay monthly bills with your credit card

Your recurring bill payments may earn you a higher Cash Back Dollar rate. So, use your TD cash back credit card to set-up recurring bill payments, such as:

  • Insurance premiums
  • Mobile phone bills
  • Online streaming subscription fees
  • Utility bills

Earn Cash Back Dollars on your purchases

You can earn Cash Back Dollars on all eligible purchases charged to your credit card. That means cash back for things like:

  • Buying groceries
  • Getting gas
  • Shopping online
  • Ordering takeout

Put Cash Back Dollars towards your balance

If you like to earn Cash Back Dollars on your purchases – and put those earned dollars towards your balance - then a TD Cash Back Credit Card might be perfect for you. By using your Cash Back Dollars to help pay down your credit card balance, you’ll end up saving money over time.

More options to serve you

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Add Additional Cardholders

Share the benefits of your TD Credit Card Account with up to 3 Additional Cardholders.

TD Fraud Alerts

Get text messages right to your mobile when we detect suspicious activity made with your TD Visa Credit Card4.

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