US COVID-19 update
We're ready to help you. If you are financially impacted by COVID-19 and have questions about your mortgage during this time, learn more about our relief measures and access our FAQs.
Mortgages
Canada's mortgage rules
Whether you're buying a home or refinancing, get the facts about how Canada's mortgage qualification rules (stress test) may affect you.Mortgage rates
Check out our mortgage rate options and choose the rate that's right for you. TD offers both fixed and variable mortgage rate options.
Buying your first home?
Congratulations! Let us help you feel confident about purchasing your first home by finding the TD Mortgage that's the best fit for you.
Time to renew or refinance?
Learn about why you might renew or refinance, what you'll need to consider, and what your options are.
Buying your next property?
Whether you're buying a second home, vacation home, or rental property, we can help you understand your financing options.
Online mortgage journey
Start your home ownership journey online today with resources to support you through the entire home buying journey.
How much mortgage can I afford?
Watch our TD Mortgage Affordability Calculator in action, and then try it yourself to find out how much mortgage you can afford.
Online mortgage pre-approval
Start your house hunt with more confidence with our online mortgage pre-approval to find how much you may be able to afford.
Online mortgage application
Found your dream home? Submit your TD mortgage application online. It’s simple, secure and convenient to use.
Our special mortgage offers
If you're buying your first home or thinking of switching to TD, you can take advantage of our special offers.
Our calculators and tools
Calculate what your mortgage payments could be, how much you'll need for a down payment, and more.
Mortgage Pre-approval
Get an immediate response to your online application.
Let’s connect
Found your dream home?
If you've made an offer, complete your mortgage application online now!
Phone
Ready to start your pre-approval? Have a TD Mortgage Specialist call you.
Book an appointment
Visit a branch at a time that’s convenient for you.
Too busy to visit a branch?
Meet with a Mortgage Specialist at your home, workplace, coffee shop, or other convenient location.
Ready Advice
The Annual Percentage Rate reflects, in addition to interest, some or all of the fees that apply to your mortgage loan.
Ready Advice
A Down Payment is the amount of money you have towards purchasing your home. Many homebuyers make down payments of 5% to 20% of the total value of the home. The purchase price minus the down payment is the amount that generally requires financing from a bank or other financial institution.