Get moving with a TD Mortgage online application today
See how simple it really is
You can complete a TD Mortgage online application at your convenience, from wherever you are. The Personalized Dashboard makes it easy to track your progress, and you can even apply with a co-borrower.
Have a question or need help along the way? TD Mortgage Specialists are available at every step to guide you through the process.
Once your application is submitted, a TD Mortgage Specialist will contact you within 24 hours to review your application and discuss next steps.
Benefits of a TD Mortgage online application
Apply online for your TD Mortgage conveniently and buy your dream home confidently.
Pause & Resume
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What you’ll need to complete your application
You'll need to provide us with some details about yourself and your new home to complete your application.
- Your status
All individuals on the mortgage must be either a Canadian citizen or have been approved for permanent residence status in Canada.
- Your mortgage options
You’ll be asked about the property closing date, down payment source, and what mortgage option suits your needs. Change your options to see how they affect mortgage payments.
- Your new home
You must intend to live in this home for most of the year.
- Property details
You will need to provide the full address of the property you’d like to purchase, along with the MLS Realtor Listing and the Purchase and Sale Agreement.
- Your employment and income
You will need to upload at least one document confirming your employment status and income.
- Your assets and liabilities
You’ll be asked to provide a list of assets to get a better view of your financial situation. You will also verify any liabilities gathered through a credit check.
- Age of majority
You will be asked to confirm age of majority where your new home is.
- Co-borrower options
You can invite one co-borrower to submit your mortgage application with. They will be invited to create their own personalized login to complete the application.
Considerations before you apply
Pre-approval vs mortgage application
- A mortgage pre-approval is for when you start shopping for a home. Although it’s not a required step, it’s helpful before you start searching, because it provides a clearer picture of how much you may be able to afford. Once approved, TD will hold your interest rate for 120 days subject to conditions. Learn more about a TD Mortgage Pre-Approval.
- A mortgage application is for when you have found a home. It is needed when you have a purchase and sale agreement and you're ready to get a mortgage.
1 Incomplete applications expire after 30 days.
Other ways to apply
Found your dream home?
If you've made an offer, complete your mortgage application online now!
Get an immediate response to your online application.
Book an appointment
Visit a branch at a time that’s convenient for you.
Too busy to visit a branch?
Meet with a Mortgage Specialist at your home, workplace, coffee shop, or other convenient location.