Mortgage Journey

We believe that the process of getting the right mortgage should be simple and transparent. That's why we've put together valuable information that will help you find the right mortgage.

Benefits of an online home buying journey

  • Confidence

    Learn about the comprehensive measures we've taken to make privacy a priority and keep your data safe and secure.

  • Convenience

    We give you an immediate response on mortgage pre-approval applications done online. We can hold your pre-approved mortgage rate for 120 days.1 By locking in a competitive rate, you can shop with more confidence while you’re searching for a home.

  • Assistance

    We've got you covered every step of the way. TD Mortgage Specialists are on hand to provide guidance and advice.

Learn the basics

New to mortgages? Our helpful resources can simplify mortgage concepts and equip you with the fundamental knowledge you need to feel confident in your home ownership journey.

  • Mortgage Rates

    Explore our mortgage solutions to find the right mortgage interest rate for you.

  • Types of Housing

    When it comes to choosing your home, you should think about your needs as well as your budget.

  • Mortgage Payment Calculator

    Get a quick estimate of what your mortgage payments could look like. Calculate my payments

  • First-Time Home Buyer Tips

    Find out about some incentives that could help you become a homeowner with these first-time home buyer tips.

How much mortgage can I afford?

Ready to start looking for your dream home? We can help you identify a price range that's right for you.

The TD Mortgage Affordability Calculator can show you your affordability range and what you may be able to comfortably afford. Your personalized result will include links to a few properties within your budget from

Get pre-approved online

mortgage pre-approval can position you as a serious buyer and help you house hunt with confidence.

  • Get an immediate response to your application.
  • No impact on your credit score if you apply online.
  • If you're approved, we'll hold your interest rate for 120 days.

You can apply online for a mortgage pre-approval in 5 easy steps.

I've got my pre-approval. What's next?

  • With a pre-approval certificate in hand, you can confidently shop for homes and use the pre-approval certificate number to redeem your rate within 120 days.
  • Before making an offer, it’s important to factor in additional home ownership costs.
  • Once you've found your dream home, you can apply for a mortgage online.

It's time to apply for my mortgage

  • Congratulations! You've found your dream home and are ready to apply for a TD Mortgage.
  • Get support just for you with a call from a TD Mortgage Specialist. Answer a few questions and we'll call you within a day.

Managing my mortgage

Congratulations on your home purchase. Here are a few resources that can help make your mortgage do more for you.


1 Conditions apply.

Mortgage Pre-approval

Get an immediate response to your online application.

Ways to apply

Have a question? Find answers here