Online Mortgage Journey

Benefits of an online home buying journey

Confidence

Learn about the comprehensive measures we've taken to make privacy a priority and keep your data safe and secure.

Convenience

We give you an immediate response on mortgage pre-approval applications as well as the flexibility to pause and resume your mortgage application at any time1.

Assistance

We've got you covered every step of the way. TD Mortgage Specialists are on hand to provide guidance and advice.

Learn the basics

New to mortgages? Our helpful resources can simplify mortgage concepts and equip you with the fundamental knowledge you need to feel confident in your home ownership journey.

  • Mortgage Rates

    Explore our mortgage solutions to find the right mortgage interest rate for you.

  • Types of Housing

    When it comes to choosing your home, you should think about your needs as well as your budget.

  • Mortgage Payment Calculator

    Get a quick estimate of what your mortgage payments could look like. Calculate my payments


How much mortgage can I afford?

Ready to start looking for your dream home? We can help you identify a price range that's right for you.

The TD Mortgage Affordability Calculator can show you your affordability range and what you may be able to comfortably afford. Your personalized result will include links to a few properties within your budget from REALTOR.ca.


Get pre-approved online

A mortgage pre-approval can position you as a serious buyer and help you house hunt with confidence.

  • Get an immediate response to your application.
  • No impact on your credit score if you apply online.
  • If you're approved, we'll hold your interest rate for 120 days.

You can apply online for a mortgage pre-approval in 5 easy steps.


I've got my pre-approval. What's next?

  • With a pre-approval certificate in hand, you can confidently shop for homes and use the pre-approval certificate number to redeem your rate within 120 days.
  • Before making an offer, it’s important to factor in additional home ownership costs.
  • Once you've found your dream home, you can apply for a mortgage online.

It's time to apply for my mortgage

  • Congratulations! You've found your dream home and are ready to apply for a TD mortgage online.
  • You can pause and resume, within 30 days, as well as get help from TD Mortgage Specialists. Once your application is submitted, we will get back to you within 48 hours to review your application and discuss next steps.

Managing my mortgage

Managing my mortgage

Congratulations on your home purchase. Here are a few resources that can help make your mortgage do more for you.


Legal

1 Incomplete applications expire after 30 days.


Mortgage Pre-approval

Get an immediate response to your online application.

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