TD International Student GIC Program

• Meet the eligibility requirements of the Government of Canada Student Direct Stream (SDS) Program
• Be an individual who is planning on studying at a post-secondary designated learning institution in Canada
• Be a minimum of 18 years of age at the time of application
• Not be opening an account on behalf of a third party

Yes, you may use the same TD International Student GIC to re-apply for a study permit as long as you have confirmed that the GIC you received meets the prevailing study permit requirements and you are able to complete our program requirements at a TD Canada Trust branch within 365 calendar days from the date of opening the TD Student Chequing Account. If our program requirements are not met within 365 calendar days from the date of chequing account opening, both the TD Student Chequing Account and GIC account will be closed and the funds will be returned to the account from which they originated. If we return funds to you by wire transfer, you will be charged a non-refundable wire return fee by TD in the amount of CAD $25. This fee will be deducted from the amount of the funds being returned to you. Other banks or financial institutions involved in transferring the funds may charge additional fees to the recipient of the funds.

Your TD Student Chequing Account must be funded by a wire transfer within 90 calendar days of opening the account to remain open. Accounts not funded within 90 calendar days will be automatically closed.

Yes. Funds can be wired from the account of family or friends.

If your study permit application is rejected by the Government of Canada or if you decide not to attend school in Canada for another reason, you can contact us at one of the numbers listed below to request a refund of the funds you wired to us (subject to the terms and conditions of your initial application of the TD International Student GIC Program). Please note, when we return funds to you by wire transfer for any reason (including, but not limited to, any of the circumstances described above), you will be charged a non-refundable wire return fee by TD in the amount of CAD $25. This fee will be deducted from the amount of the funds being returned to you. Other banks or financial institutions involved in transferring the funds may charge additional fees to the recipient of the funds. For additional information on funds that need to be converted from Canadian dollars to a foreign currency, please refer to Financial Service Terms section 2.10 How do we handle foreign currency?

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Call from anywhere: +1-416-351-0613

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