TD International Student Banking Package

¹ To qualify for the International Student Banking Package, you must:

Be age of majority at the time of account opening in your province or territory of residence,
Provide your Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102),
Be a full-time post-secondary student enrolled in an accredited university or college in Canada with Proof of Enrollment (Proof of Enrollment is a document that has been issued by the school and contain the student's name, the name of the University or College, program, and year of study. Acceptable proof of enrollment can include:
- a tuition invoice or statement of account from the school for the current period of study,
- a detailed timetable (current or upcoming period of study),
- letter from Registrar’s office verifying enrollment.
For students studying in the Province of Quebec, a Quebec Acceptance Certificate (CAQ) is also required in addition to the documents noted above. If you have a Taxpayer Identification Number (TIN) and have not provided it before, you must provide it during your visit.

And provide 1 of the following pieces of personal identification:

Valid passport
Canadian driver’s license
Government of Canada identification card

Note: Other identification documents may be acceptable or required. Please visit a TD branch for details.

We reserve the right to change, extend or withdraw this offer at any time, and the offer cannot be combined with any other offer unless otherwise indicated.

Calculating $550 International Student Banking Package Valuation

² Up to $550 in value is calculated as follows: Offer 1) $100 Amazon.ca Gift Card + Offer 2) $50 value in TD Rewards Points to use as Amazon.ca Shop with Points with a TD Rewards Visa Card + Offer 3) $360 annual value in TD Global Transfer transfer fee rebates + Offer 4) $49 value of an annual Amazon Prime Student Membership = $559 total value:

Offer 1) Earn a $100 Amazon.ca Gift Card upon opening a new TD Student Chequing Account between March 1, 2023 and May 31, 2023 and completing the qualifying criteria in accordance to Offer 1 below.
Offer 2) Earn 15,152 in TD Rewards Points, a value of $50 when used at Amazon.ca Shop with Points. Plus, get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee⁶ when you apply by May 31, 2023, and are approved for a TD Rewards Visa Credit Card. You must meet the qualifying conditions in accordance with Offer 2 below.
Offer 3) Save up to $360 annual value based on two money transfers per month for 12 months using TD Global Transfer™ at a fee of $15 per transfer. You must meet the qualifying criteria in accordance with Offer 3 below. Transfer fee amount is dynamic and subject to change. Foreign currency exchange rates still apply. Other banks involved in transferring the money may charge additional fees to the recipient of the funds.
Offer 4) Earn a one-year Amazon.ca Prime Student Membership (a value of $49, plus tax) if you: (a) open a new TD Student Chequing Account and complete the qualifying criteria for Offer 1); (b) open a new TD Every Day Savings Account, a TD ePremium Savings Account or a TD High Interest Savings Account by May 31, 2023; and (c) apply by May 31, 2023 and are approved for a TD Rewards Visa Card, TD Cash Back Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Cash Back Visa Infinite Card, or TD Emerald Flex Rate Visa Credit Card. You must meet the qualifying conditions in accordance with Offer 4 below

Offer 1: TD Student Chequing Account $100 Amazon.ca Gift Card Terms & Conditions

³ To be eligible for the for the $100 Amazon.ca Gift Card, customers must:

Open a TD Student Chequing Account between March 1, 2023 and May 31, 2023 (the “New Chequing Account”),
Provide a valid email address, and
Complete any three of the following with the New Chequing Account before August 31, 2023:
(i) Set up a Recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Chequing Account by August 31, 2023. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;

(ii) Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 by August 31, 2023;

(iii) Make an Interac e-Transfer® transaction to send or receive money (minimum $50) through EasyWeb or the TD app by August 31, 2023;

(iv) Make an online purchase using your TD Access Card with Visa* Debit by August 31, 2023. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;

(v) Set-up a recurring Pre-authorized Transfer Service or Simply Save from the New Chequing Account to a TD Every Day Savings Account, TD ePremium Savings Account or TD High Interest Savings Account by August 31, 2023. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or

(vi) Apply, be approved and add Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As you Go Overdraft Protection is not available for Quebec residents) to your New Chequing Account by August 31, 2023. For any New Chequing Account that is a joint account, all account holders on the New Chequing Account must meet the Overdraft Protection eligibility requirements. For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
Accept the offer by the date presented in the email, confirming qualification to receive the Amazon.ca Gift Card.

The gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Chequing Account opening and provided all conditions have been met. The Amazon.ca Gift Card is subject to the restrictions set out in the terms and conditions available at amazon.ca/gc-legal and may be subject to change from time to time. TD is not responsible if a gift card is not honoured for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Amazon.ca Gift Cards awarded by any one person. Your account must be open, active and in good standing at the time the Amazon.ca Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Amazon.ca Gift Card.

The following are not eligible for the $100 Amazon.ca Gift Card offer:

(i) Customers who already have a TD chequing account that was closed on or after November 1, 2022; or

(ii) Individuals who received any chequing account offer from TD in 2018, 2019, 2020, 2021, 2022 or

(iii) TD staff members or a joint account with a TD staff member.

For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $100 Amazon.ca gift card offer per customer, per New Chequing Account.

TD Savings Account 0.25% Interest Rate Bonus Terms & Conditions

⁴Savings Account bonus offer only applies to a TD Every Day Savings Account, a TD ePremium Savings Account or a TD High Interest Savings Account that is opened by customers who open the New Chequing Account (the "New Savings Account"). Bonus offer is limited to 1 eligible savings account per person and the type of savings account cannot change during the Offer Period. The bonus rate is in addition to the posted interest rate on the savings account and will be applied to the savings account commencing no later than 10 business days after the customer has accepted the TD International Student banking package and will be effective for 6 months thereafter (“Offer Period”). During the Offer Period, your New Savings Account is not eligible for any other offer. Regular posted interest rates will apply after the end of the Offer Period. Bonus interest will be calculated separately and paid monthly. Interest rates are subject to change without notice. All interest rates are per annum. For details on rates, please see https://www.td.com/ca/en/personal-banking/products/bank-accounts/account-rates/

Offer 2: TD Rewards Visa Card 15,152 Welcome Bonus ($50 value on Amazon Shop with Points) + 9.99% for 6 months Promo rate Terms & Conditions

⁵Must apply and be approved by May 28, 2023 ("Offer Deadline"). To receive 15,152 Bonus TD Rewards Points ("Welcome Bonus TD Rewards Points") awarded to the TD Rewards Account associated with the TD Rewards Visa* ("Account"), you must keep your Account open, active and in good standing for 90 days after Account opening. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus TD Rewards Points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. This offer is not available to customers who are approved for and activate a new TD Rewards Visa* account within 6 months of activating and/or closing a previous TD Rewards Visa* Account. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.

⁶ INFORMATION YOU MUST READ TO HELP YOU UNDERSTAND YOUR PROMOTIONAL RATE OFFER:

The Promotional Interest Rate offer ("Promotional Rate") applies to new TD Rewards Visa* Card Accounts ("Account"). This offer is not available to customers who are approved for and activate a new TD Rewards Visa* account within 6 months of activating and/or closing a previous TD Rewards Visa* Account. After your Account is opened, the Promotional Rate of 9.99% applies to Purchases for the first 6 statement periods following the Account opening ("Promotional Rate Period"). The Promotional Rate does not apply to any Cash Advances. For Residents outside of Quebec: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 19.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. You will lose the Promotional Rate if we do not receive the Minimum Payment before or on the Payment Due Date and before the date on which we prepare your next monthly statement twice within any 12 consecutive statement periods and your Annual Interest Rate for Purchases will increase to 24.99%. For Quebec Residents only: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 20.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. You will lose the Promotional Rate if we do not receive the Minimum Payment before or on the Payment Due Date and before the date on which we prepare your next monthly statement twice within any 12 consecutive statement periods and your Annual Interest Rate for Purchases will increase to 25.99%. For all Accounts: If you close your Account prior to the end of the Promotional Rate Period, you will lose the Promotional Rate and the Annual Interest Rate as stated in your Disclosure Statement will apply to any unpaid balances until your balance is paid in full. If you transfer your Account to a different TD Credit Card during the Promotional Rate Period, the Promotional Rate will no longer apply to the TD Credit Card to which you are transferring. Other conditions apply, see your Cardholder Agreement and Disclosure Statement for information about Promotional Offers. Offer may be changed, extended, or withdrawn at any time, without notice.

Annual interest rates, fees and features are current as of October 30, 2022 unless otherwise indicated and subject to change.

See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.

Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.

(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.

(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.

(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).

(vi) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.

(v) Example of Interest Charges

Examples of Interest Charges for a 30-Day Billing Cycle
Annual Interest Rate		Average Daily Balance
Annual Interest Rate		$100	$200	$1,000
Purchases	20.99%	$1.73	$3.45	$17.25
Cash Advances	20.99%	$1.73	$3.45	$17.25
Purchases - Default Rate	25.99%	$2.14	$4.27	$21.36
Cash Advances - Default Rate	27.99%	$2.30	$4.60	$23.01

⁺ One (1) TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop with Points program. Three (3) TD Rewards Points minimum redemption. These are highlights of the Amazon.ca Shop with Points program for TD points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enrol in SWP for TD and terms, conditions, and restrictions, visit https://www.amazon.ca/tdrewards. Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
The Toronto-Dominion Bank is the issuer of the TD Rewards Visa credit card.

Offer 3: TD Global Transfer Offer Unlimited transfer fee rebate for up to 12 months Terms & Conditions

⁷The unlimited TD Global Transfer transfer fee rebate offer for up to 12 months is available to individuals who qualify for the International Student Banking Package and open a New Chequing Account. A rebate of the TD Global Transfer transfer fee will be credited to the New Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction up to a 12-month period, starting the month the New Account is opened. Rebates are only eligible for transfers completed from the New Chequing Account, using the following transfer methods:

(i) Western Union® Money Transfer^SM

(ii) Visa Direct

(iii) TD Global Bank Transfer

The TD transfer fee is up to $25. The transfer fee amount is dynamic and will vary depending on the amount being sent, the recipient country and the currency of the account funding the transaction.

Foreign exchange and other bank fees still apply. If you are sending funds in a different currency from the currency of your account, you will be purchasing this other currency from us at the exchange rate we set. Fees are in the currency of the account from which the money is sent. Other banks involved in transferring the money may charge additional fees to the recipient of the funds. For details on fees, please see http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp

For details of TD Global Transfer, please see https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

The WESTERN UNION name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.

Offer 4: One year Amazon Prime Student Membership Terms & Conditions

⁸ This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Unless you cancel, and subject to the membership period restrictions below, when the one-year period ends, you will automatically receive Amazon Prime benefits for a reduced rate, currently $49 per year (annual plan) or $4.99 a month (monthly plan), for a total benefit period (at no cost and discounted) of up to four years. Membership Period Restrictions: Unless you cancel, after you graduate or at the end of the fourth year of your Prime Student membership, whichever comes first, your subscription will automatically renew on its anniversary date into a full paid subscription for Amazon Prime at the then-current rates. Currently, the Amazon.ca Prime membership fee is CDN$9.99/month or $99/year plus applicable taxes. You may cancel your Amazon Prime Student membership at any time.

Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Amazon.ca Prime Student Membership offer.

An Amazon.ca Prime Student Membership code will be electronically issued and emailed to qualified individuals, provided all conditions have been met. The Amazon Prime Student Membership Code is subject to restrictions set out in the Prime Student Terms & Conditions and may be subject to change from time to time. TD is not responsible if an Amazon Prime Student Membership code is not honoured for any reason, including if the third-party merchant issuing the one-year Amazon Prime Student membership code becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Amazon Prime Student Membership codes awarded by any one person. Your TD account must be open, active and in good standing at the time the Amazon Prime Student Membership code is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Amazon Prime Student Membership Code. If TD is unable to provide a one-year Amazon Prime Student Membership code, an equivalent value Amazon.ca Gift Card will be used as a replacement to qualified customers.
To earn the limited-time one year Amazon.ca Prime Student Membership offer, you must complete all three conditions below:

Open a New Chequing Account between March 1, 2023 and May 31, 2023 and complete any three of the following with the New Account before August 31, 2023:
(i) Set up a Recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Chequing Account by August 31, 2023. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.

(ii) Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 by August 31, 2023.

(iii) Make an Interac e-Transfer® transaction to send or receive money (minimum $50) through EasyWeb or the TD app by August 31, 2023.

(iv) Make an online purchase using your TD Access Card with Visa*Debit by August 31, 2023. Regular transaction fees may apply, see About Our Accounts and Related Services for more information.

(v) Set-up a recurring Pre-authorized Transfer Service or Simply Save from the New Account to a TD Every Day Savings Account, TD ePremium Savings Account or TD High Interest Savings Account by August 31, 2023. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00; or

(vi) Apply, be approved and add Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As you Go Overdraft Protection is not available for Quebec residents) to your New Account by August 31, 2023. For any New Account that is a joint account, all account holders on the New Account must meet the Overdraft Protection eligibility requirements.
Open a New Savings Account by May 31, 2023, and complete one of the following with the New Savings Account:
(i) Set up a Pre-authorized Transfer Service with your first transaction processed by August 31, 2023. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly or twice per month.

(ii) Set up Simply Save with your first transaction processed by August 31, 2023.
Apply for, be approved and activate a new TD Rewards Visa Card, TD Cash Back Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Cash Back Visa Infinite Card, TD Emerald Flex Rate Visa Card (a "new TD Credit Card") by May 31, 2023. Your new TD Credit Card must be open, active and in good standing at the time the Amazon Prime Student Membership code is issued.
Accept the offer by the date presented in the email, confirming qualification to receive the Amazon Prime Student 1 year Membership code.

Customers who are a Primary Cardholder of a Personal TD Credit Card as of February 28, 2023 will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the past 6 months.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated

Interac e-Transfer is a registered trademark of Interac Corp. Used under license.* Trademark of Visa International Service Association; Used under license.

® Aeroplan is a registered trademark of Aeroplan Inc., used under license.

Amazon and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

TD International Student Banking Package

What's included in the TD International Student Banking Package?

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Bonus Offers that you may be eligible for

Am I eligible for this banking package?¹

Ready to get your TD International Student Banking Package?

Additional resources

New to Canada

Student Advice Hub

Ways to Bank

Helpful articles

International students: What you need to bank in Canada

How to build your credit

Ways to Apply

Book an appointment

Locate a branch

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See you in a bit

Calculating $550 International Student Banking Package Valuation

Offer 1: TD Student Chequing Account $100 Amazon.ca Gift Card Terms & Conditions

TD Savings Account 0.25% Interest Rate Bonus Terms & Conditions

Offer 2: TD Rewards Visa Card 15,152 Welcome Bonus ($50 value on Amazon Shop with Points) + 9.99% for 6 months Promo rate Terms & Conditions

Offer 3: TD Global Transfer Offer Unlimited transfer fee rebate for up to 12 months Terms & Conditions

Offer 4: One year Amazon Prime Student Membership Terms & Conditions

TD International Student Banking Package

What's included in the TD International Student Banking Package?

Select your language

Bonus Offers that you may be eligible for

Am I eligible for this banking package?1

Ready to get your TD International Student Banking Package?

Additional resources

New to Canada

Student Advice Hub

Ways to Bank

Helpful articles

International students: What you need to bank in Canada

How to build your credit

Ways to Apply

Book an appointment

Locate a branch

Call us

Am I eligible for this banking package?¹