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Banking and Line of Credit for Professional Students

Get advice for managing your student finances. Learn more

Apply and be approved for a TD Student Line of Credit by October 31st, 2025, and you could be eligible for a $200, $550 or $1,000 cash offer1, depending on your program of study. Eligible chequing account required. Conditions apply. Book an Appointment.

Are you a Professional or Graduate Student ?

Get flexible financing plus extra perks! If you are a MBA, Chiropractic, Law, Optometry, Pharmacy, Naturopathey, or Graduate Student studying at a Canadian Institution.

Our TD Student Line of Credit offers:

  • Optometry & Pharmacy Students ‑ Up to $175,0001
  • Law Students – Up to $150,0001
  • MBA Students – Up to $125,0001
  • Chiropractic Students ‑ Up to $100,0001
  • Naturopathic Students ‑ Up to $80,0001
  • Graduate Students ‑ Up to $80,0001
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Benefits of a TD Student Line of Credit

  1. Access to credit during school, residency, or post-graduate training

  2. Minimum payments during school and up to 24 months after graduation and residency or post-graduate training

  3. Monthly payments after the minimum payment period

  4. No set-up or ongoing fees and no need to reapply for additional funds2

  5. Up to 20-year paydown once your program is complete

Graduate & Professional Student Banking Package

You may be eligible for additional banking benefits if you are an MBA, MFin, Chiropractic, Law, Optometry, Pharmacy, Naturopathy or Graduate Student (Masters, PhD) studying at a Canadian institution.

  • TD All-Inclusive Banking Plan

    Take advantage of unlimited transactions, no TD ATM fees, premium perks, and your choice of premium credit cards. If you have a TD Student Line of Credit, We'll even rebate the monthly fee while you're in school.

  • Annual fee rebate on select TD credit cards

    As a part of the TD All-Inclusive Banking Plan, receive an annual fee rebate on your choice of select TD Credit Cards.3

Our All-Inclusive Banking Plan chequing account

Get our All-Inclusive Banking Plan chequing account, which offers unlimited transactions and other premium banking benefits, and we’ll waive3 the monthly account fee while you're in school (including residency or specialization studies), a value of $360/year3.

Learn more

When you apply

You’ll need to bring 2 pieces of identification:

  1. Proof of enrolment in a post-secondary program.

  2. Current address and previous address (if your current address is less than 3 years)

Proof of Enrollment

The document provided must have been issued by the school and contain the student name, the name of the University or College, program and year of study. Example: A letter on school letterhead signed or stamped by the school, or a copy of the tuition bill.

Ready to apply?

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