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Borrow Better with a Student Line of Credit
You could get up to $500 in value on an Amazon.ca∏ Gift Card depending on your program of study, when you open a TD Student Line of Credit!
Amazon.ca Gift Card Offer. Conditions Apply.
Apply, get approved, and open a TD Student Line of Credit and depending on your program of study, you could be eligible for $100, $150, or $500 in Amazon.ca Gift Cards. ∏
Programs of Study:
1. College & Undergraduate: $100 Amazon.ca Gift Card◊
Full or part-time post-secondary students in an accredited Canadian university or college could get a $100 Amazon.ca Gift Card.
2. Graduate & Professional: $150 Amazon.ca Gift Card○
Students enrolled in a graduate program could get a $150 Amazon.ca Gift Card.
3. Medicine & Dentistry: $500 Amazon.ca Gift Card□
Student enrolled in Medical or Dental School could get a $500 Amazon.ca Gift Card.
Why apply for a Student Line of Credit?
Credit customized to your level of study
As of today's date, below are our Student Line of Credit rates.
Click on "TD Prime Rate" to see today's rate.
Program |
Interest Rate |
---|---|
Post-Secondary Certificate Program |
TD Prime Rate + 1.50% |
Undergraduate |
TD Prime Rate + 1.00% |
Undergraduate - Honors Business Administration (University of Western Ontario) |
|
Graduate (Masters, PhD) |
TD Prime Rate + 0.50% |
Medical |
TD Prime Rate - 0.25% |
Dental |
TD Prime Rate - 0.25% |
Veterinary |
TD Prime Rate - 0.25% |
MBA and MFin |
|
Chiropractic |
TD Prime Rate + 1.00% |
Naturopathy |
TD Prime Rate + 1.00% |
Optometry |
|
Pharmacy |
|
Law |
What to bring to your appointment
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For an Undergraduate Student Line of Credit, you’ll probably need a co-signor (most other applications don’t need a co-signor)
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Your current address (if you’ve been there less than three years, we’ll need your previous address as well)
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The sources and amount of your annual income
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What you spend monthly on your rent or mortgage
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Your monthly payments (loans, credit cards, lines of credit)
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Your household expenses (utilities, property tax, insurance, etc.)
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Proof of enrollment
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Your Social Insurance Number (optional)
Frequently Asked Questions
We offer four main types of Lines of Credit.
Personal Line of Credit
This helps with everyday spending and major purchases, too.
Student Line of Credit
Get the funds you need to cover the costs of a post-secondary education.
Investment Secured Line of Credit
Use your eligible investments as collateral to borrow at a lower interest rate vs. an unsecured line of credit.
TD Home Equity FlexLine
With your home as collateral, you’ll pay less in interest than with a personal line of credit.
This information is not available in the TD app at this time. To check the current terms of your Line of Credit (LOC) online, please log in to EasyWeb.
TD offers the option to apply for a Student Line of Credit, available for Undergraduate, Graduate and Professional students.
Visit the Student Hub to see the TD banking solutions and resources for students.
Learn more about student banking
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Meet in branch or over the phone