What is TD's All-Inclusive Banking Plan?

Experience premium banking benefits with TD's All-Inclusive Banking Plan. Save on monthly fees on your chequing account2, annual fees on select credit cards4, and experience premium banking perks, like a small safety deposit box6 and personalized cheques7, at no extra cost.

What's in it for you?

  • Get monthly fee rebates if you keep $5000 at the end of each day of the month2
  • Annual credit card fee rebate on select TD credit cards4
  • No TD fees at Non-TD ATMs or Foreign ATMs5

Open your TD All-Inclusive Banking Plan in 5 minutes!

Plan Highlights

  1. Unlimited transactions3
    No transaction fees no matter how many times you take money out of your account

  2. No TD ATM fees5
    For TD and non-TD ATMs5

  3. Additional account benefits
    Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements

  1. Free to send or request money using Interac e-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®

  2. Free premium perks
    Get a small safety deposit box6, certified cheques, money orders, and personalized cheques7 at no additional cost

  3. TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Card can be blocked and unblocked in real time10

  4. Earn big rewards on the little things
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply11Learn more.

Rebates and Discounts

  • Monthly fee rebate2
    No monthly fee if you have $5,000 or more in your account at the end of each day in the month
  • Credit card fee rebate4
    Annual fee rebated for your choice of one of five select TD Credit Cards
  • Borderless Plan discount
    Rebate of $3.00 U.S. on Borderless Plan monthly fee for customers who also have a TD All-Inclusive Banking Plan account throughout the entire month.

Account Fees

Monthly Fee


Monthly Fee for Seniors (60 or older)


Minimum monthly balance for fee rebate2


Transactions included per month3


Interac e-Transfer® transactions


Non-TD ATM Fee (in Canada)5

No additional fee

Foreign ATM Fee (in U.S., Mexico)5

No additional fee

Foreign ATM Fee (in any other foreign country)5

No additional fee

Paper Statement

No fee

Benefits of banking with TD

  • TD app

    The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them so you can spend more time doing the things you want8.Learn more.

  • Direct Deposit

    Access to your paycheque or pension with no holds on your money. Learn more.

  • Overdraft Protection

    You’re covered against temporary cash shortages9Learn more.

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card . Learn more.

Need help finding the right TD products?

Just answer a few simple questions. We'll suggest TD products to help achieve your banking goals

Open my Account

  • Open online

    Fill out your secure application in approximately 5 minutes.

  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you.

  • Call us

    Our banking specialists are ready to answer your questions and can assist you in opening an account

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.