TD Ready Advice Articles
We’re ready for you with advice for right now. Here you'll find articles and videos, updated regularly with advice to help you feel ready for your financial future and confident about your finances. As this is general advice and not advice personalized for you, please consider your own circumstances and seek personalized advice from an appropriate professional.
We’re ready for you with advice for right now. Here you'll find articles and videos, updated regularly with advice to help you feel ready for your financial future and confident about your finances. As this is general advice and not advice personalized for you, please consider your own circumstances and seek personalized advice from an appropriate professional.
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Future Planning & Investing
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Safety & Security
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Budgeting & Saving
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Students & Youth
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Small Business
Investing & Future Planning
Why a Financial Plan is Important?

We're ready to help you - or your friend - learn why making a plan is key for working towards your financial goals. Watch this video to get started.
TFSA vs. RRSP: What's the difference?

TFSA vs RRSP: Watch a short video to understand the differences between the two and find out which one may work best for you.
What is refinancing a mortgage and is it right for me?

See our video and learn what it means to refinance your mortgage loan and how you can reach your goals.
Tips to help you manage your finances through a second wave of COVID-19

If you’re concerned about the impact a second COVID-19 wave may have on your finances, here are some steps you could consider.
5 tips on how to prepare to buy your first home in uncertain times

Buying a house or condo can seem daunting, but we have some tips on how to prepare to buy your first home.
Some things to know before meeting with a financial advisor

Thinking of turning to a financial advisor for guidance and advice? Here are a few things to know before booking your next meeting.
How to plan for retirement and manage your RSP

Changes to the economy and your personal financial situation can mean you may need to re-think your retirement plan. Here are some tips to help you manage.
4 common questions investors are asking during the COVID-19 pandemic

Find answers to four common questions investors are asking during the COVID-19 pandemic.
What should I do with my money if there's a recession?

Here's what you should consider if Canada heads for a recession because of COVID-19.
Safety & Security
Credit Card Security

We're ready to help you - or your friend - keep your credit card secure. Watch this video for three ways to help you shop securely.
How to protect yourself from COVID-19 fraud scams

Here are the common types of fraud to look out for and ways you can help protect yourself and your loved ones.
4 ways you can help protect seniors amid COVID-19

Canadian seniors are at a heightened risk for COVID-19. Here's four tips on how you can help them stay safe.
Bank transactions you can perform using your mobile app during COVID-19

Learn about four common transactions you can do using the TD app instead of coming into branch.
Online shopping scams: What to watch out for and how to avoid them

As many Canadians continue to stay home, online shopping has risen in popularity. Here are a few tips to help protect yourself from potential fraud.
Budgeting & Saving
MoneyTalk "2021 Tax Checklist" Article

"Your tax filing may be different this time around because of the COVID-19 pandemic." Read more.
MoneyTalk Video: "CERB Repayment: How to manage this year’s tax return"

Watch this video if you received CERB funds in 2020.
How to start saving money

If you want to start saving money, it's a good idea to first come up with a savings strategy. Watch a video and see some tips to get you started.
How to make a budget

Understanding how much money you make, spend and save can help you feel like you have a better handle on your finances. Watch this video and see how these tips can help.
Reviewing your financial priorities in the face of crisis

Consider these four tips if you're looking to review your financial priorities in the face of a crisis.
Some things to consider when reviewing your financial goals in the age of COVID-19

Whether you're actively saving, managing changes in your expenses, or have had changes to your overall economic situation, there are a few things to consider when reviewing your financial goals.
Good financial habits to develop

With daily routines and busy lifestyles, developing positive financial habits can be hard. Here are 4 ideas to help.
Making sense of day-to-day spending amid COVID-19

Building a budget and tracking expenses can be a challenge. Learn about tools like TD MySpend that can help you take greater control of your finances.
Tips to reduce your spending

Looking for ways to trim your expenses in times of uncertainty? We've got some tips to help get you started on retooling your budget.
Students & youth
New financial realities of post-secondary students

As schools resume virtually and in the classroom, students should know it's important to examine how their finances may be affected.
Teaching kids about money and spending

Learn how to teach kids about money management, spending habits, and other financial lessons.
Small Business
Starting a Business in Canada

Starting a business can be a challenging and rewarding endeavour. With the right planning, resources, and groundwork you'll enjoy a better chance of success.
Growing Your Business

Whether you want to expand your line of products or services, increase your capacity and customer base, or are looking for ways to maximize profits, explore our available tools, articles, and resources to help you grow your business.
Managing Your Business

Invest in the future of your business by looking for ways to increase productivity, manage employees and payments, explore expanded business services, access foreign exchange services, and take steps to protect yourself from fraud.