Online Canada Revenue Agency (CRA) Direct Deposit Enrollment

  • Income Tax Refund
  • Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit
  • Canada Child Benefit
  • Canada Workers Benefit
  • Ontario Trillium Benefit

CRA Direct Deposit Eligibility Requirements

  • Eligible: TD Personal Canadian Dollar Chequing and Savings accounts.
  • Non-Eligible: USD Chequing, Registered, TFSA, Line of Credit, Home Equity Line of Credit, and Student Line of Credit. 
  • Account must have been opened for more than 90 days to be eligible for this Online service. Account opened for between 30 and 90 days can still sign up for CRA direct deposit via TD Contact Centre.
  • You must have a valid SIN and Date of Birth on file with TD.
  • You must have filed at least one income tax return with CRA to be eligible 
  • Please have your Account Number and Branch Number ready. Learn more 

Things to Consider

  • If you already have direct deposit set up with CRA, you don’t need to re-enroll. Can’t remember whether you have CRA direct deposit set up? Confirm by contacting the CRA directly.
  • You can also use this enrollment service to update or change your existing direct deposit information with the CRA.
  • Service Canada payments like CPP, OAS and EI are excluded from this service.
  • You may receive cheques in the mail if they have been processed before CRA has completed your direct deposit enrollment.

What is the CERB?

If you’ve lost income because of COVID-19, the Canada Emergency Response Benefit (CERB) will provide you with temporary income support.

TD customers who are eligible and have applied for the CERB through the CRA can register to receive payments using TD's online direct deposit sign up tool below.

What is the CESB?

The Canada Emergency Student Benefit (CESB) can provide income support to post-secondary students who experience financial hardship over the summer due to COVID-19.

TD customers who plan on applying for the CESB through the CRA can register now to receive payments using TD's online direct deposit sign up tool below.

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