TD New to Canada Banking Package1

Save on monthly chequing account fee for 12 months3, receive a bonus interest on your savings account4 and get rewarded for getting started with a TD® Aeroplan® Visa Platinum* Credit Card11. Plus, enjoy unlimited international money transfers with transfer fees rebated for up to 12 months7.

Limited time offer

Open a Chequing and Savings account, qualify for an eligible Credit Card and you could get a $100 Gift Card8. Plus, you could get $100 cash as well as up to 10 rebated trades14 when you open and fund a new eligible TD Direct Investing Account (only eligible for new accounts) – Offer ends  June 3, 2024. Conditions Apply.

  • Open a TD Unlimited Chequing Account

    Pay no monthly account fee3 for one year (up to $203 value).

    Plus, you could get $350 Cash9 when you start by opening a new TD Unlimited Chequing Account by June 3, 2024 and completing any 2 of the following before July 31, 2024:

    • Recurring Direct Deposit
    • Setup a Recurring Pre-Authorized Debit Payment of at least $50
    • Pay a Canadian bill of at least $50
  • Open one of two Savings Accounts

    Earn up to 5.55%10 Savings Interest Rate by opening a new TD ePremium Savings Account by June 3, 2024:

    • Earn 3.70%10 Bonus Savings Interest Rate for 90 days on any balances up to $1,000,000.00
    • Earn a  posted interest rate of 1.85%10 on balances of $10,000 or greater

    Plus, open a new  TD Every Day Savings Account and you could get a 1.00% bonus interest rate for 3 months4.


  • Open and be approved for a TD® Aeroplan® Visa Platinum* Credit Card11

    Once approved, earn up to 20,000 Aeroplan points6, plus, first year no Annual Fee11. Conditions Apply. Account must be approved by September 3, 2024.

    • Must keep your account open and active for 90 days
    • No annual fee for newcomers to Canada

Send money conveniently and securely to over 200 countries and territories with TD Global TransferTM

Plus, you could get up to$360 in value when you send money using TD Global TransferTM with your TD Unlimited Chequing Account.

Enjoy unlimited international money transfers for up to 12 months7 with Western Union Money TransferSM, Visa* Direct or TD Global Bank Transfer.

Frequently Asked Questions

  1. Permanent Resident, International Student or Temporary Resident for 5 years or less (with proof of status)

  2. Have never held a TD Chequing Account

  3. Age of majority in your province or territory of residence

  1. One of the following pieces of residency identification:

    • Permanent Resident Card
    • Immigrant Visa and Record of Landing (IMM Form #1000)
    • Confirmation of Permanent Residence (IMM Form #5292/5688) OR Temporary Work Permit (IMM Form #1442/1102) OR Study Permit (IMM Form #1208)
  2. One of the following documents:

    • A valid passport
    • Canadian Driver’s License
    • Canadian Government ID Card

    International Students are also required to provide Proof of enrollment in a post-secondary program. The document provided must have been issued by the school and contain the following information: Student Name, Name of University or College, Program and current year of study

    Note: Other identification documents may be accepted or required. Please contact us for more details.

More banking options to help newcomers in Canada

  • An optional financial product to cover against temporary cash shortages that you can add to a chequing account, which you can apply and be approved for.  Earn an extra $505 by applying, be approved and add Monthly Overdraft Protection Plan or Pay As You Go Overdraft Protection Plan by June 3, 2024. 

  • TD can help you finance your first home in Canada, even if you have no credit history.

  • Get a new or used vehicle with an auto loan that fits your budget.

  • TD has flexible banking solutions for all your Small Business Banking needs.

Why bank with TD?

How we’re ready to help make newcomers to Canada feel confident about banking.

  • We’re ready to serve you with over 3,000 ATM locations and in over 1,100 branches across Canada with longer hours.

  • The TD app lets you bank and trade securely whenever it's comfortable for you.12

  • Pairs with your TD App to keep track of monthly spending so you can manage your cashflow and expenses more efficiently.12

Apply for TD's New to Canada Package today

  • Book an appointment

    We provide information in more than 60 languages across the country in our branches.

  • Locate a Branch

    Find TD branches wherever you go in Canada.

  • Call us

    Speak with a banking specialist anytime, anywhere.

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here