Borrow Better with a TD Line of Credit

Paying off higher-interest debts

A TD Personal Line of Credit could help you save money by paying off higher-interest credit cards, debt and credit.

Repairing or renovating your
home

Whether you need a new roof or a complete renovation, a line of credit can help make it happen.

Covering education costs

Post-secondary education can be expensive. A line of credit makes it easy to manage the costs as they arise.

Securing credit with your investments

With eligible investments as collateral, you’ll pay less interest on your borrowing than you would with an unsecured line of credit.
Special Offer Recently Viewed

Personal Line of Credit

Have the credit you need, when you need it

  • Available for: managing life’s sudden expenses, be they large or small
  • You can borrow: any amount up to your approved limit
  • Repayment: As you repay the money you’ve borrowed, that credit becomes available to you again
Special Offer Recently Viewed

Student Line of Credit

Limited Time Gift Card Offer ,   ,   ,  

A way to cover the ongoing costs of education

  • Available for: tuition, books, boarding and more
  • You can borrow :
    up to $80,000 for undergrads, and $325,000 for professional and graduate students
  • Repayment :
    Interest-only payments until 24 months after you leave school
Special Offer Recently Viewed

TD Home Equity FlexLine

Your home can be your most powerful financial borrowing tool

  • Available for: paying off large expenses or renovating your home
  • You can borrow: up to 80% of your home value
  • Repayment: minimum interest-only payments
Special Offer Recently Viewed

Investment Secured Line of Credit

Use your eligible investments as collateral

  • Available for: borrowing at a lower interest rate versus an unsecured line of credit
  • You can borrow: up to $200,000 or more, depending on your investments
  • Repayment: Pay just the interest that’s due, or more if you wish
Special Offer Recently Viewed

Use our calculators to plan your borrowing

Personal Loan/Line of Credit Calculator

Compare what you might be paying with a loan vs. a line of credit.

Student Budget Calculator

Find out how much your school year will cost.

Learn more about borrowing with a Personal
Line of Credit


Need help finding the right TD Borrowing products?

Just answer a few simple questions. We'll suggest TD products to help you achieve your borrowing goals.


Looking for advice? We can help.
Back to top