Benefits of TD's Line of Credit
- Borrow from $5,000 to $50,000
A line of credit is a smart way to finance your various borrowing needs.
- Convenient Access
Access your available credit through your TD Access Card1, EasyWeb Online banking, at the ATM, on the TD Mobile App and through cheques.
- Transfer funds
Using EasyWeb Online banking, the TD Mobile App, EasyLine and in branch.
- Pay for purchases
At retailers with your TD Access Card (TD Access Card must be programmed for your Line of Credit)1.
- Use it again
Once you pay any of the credit you've used, it’s available again without the need to reapply2.
- Choose how much you repay
Pay as little as the minimum payment requirement as set out in your Line of Credit Agreement, or any greater amount up to the entire balance.
- Consolidate debt and save money on interest
Pay off higher-interest debt with a lower interest option.
What are my line of credit interest rate options?
Personal Loan/Line of Credit Calculator
1 Available when TD Canada Trust Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.
2 Subject to the terms of your Line of Credit Agreement or any applicable holds that may have been placed on the funds deposited.
Interac is a registered trade-mark of Interac Corp. Used under licence.
How to apply for your line of credit
You can submit an online application.
Book an appointment
Meet with a banking specialist in person at a branch that is most convenient for you.
Our banking specialists can assist you with opening a TD Personal Line of Credit.