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Borrow Better with a TD Personal Loan

A TD Personal Loan can help you get the money for renovating your home, clearing up higher interest debt or making a big purchase. You can borrow up to $50,000.

Why apply for a Personal Loan?

Borrow up to $50,000 up front

Have money available for major purchases, unexpected bills, investments and more.

Payments that fit your budget

Flexible repayment periods from a minimum of 1 year to a maximum of 7 years.

Interest rate options

Choose whether you’d prefer your interest rate to be fixed or variable.

The differences between fixed and variable rates

Fixed Rate

  • With a fixed interest rate, your rate and payment stay the same each month, and you know when your loan will be paid off.
  • Even if the TD Prime Rate changes, your interest rate will stay the same.

Variable Rate

  • With a variable rate loan, the interest rate can change during the term and the amount of your principal and interest payment may change. We will notify you if your payment amount changes.
  • If the interest rate goes down, more of your regular loan payment goes toward the principal, so you may pay off your loan faster.
  • If the interest rate increases and your payment stays the same, more of your payment will go towards interest and it may take longer to pay off your loan.

Personal Loan/Line of Credit Calculator

Compare what you might be paying with a loan1 vs. a line of credit.

Learn more about Borrowing

You may also be interested in

TD Lines of Credit

A TD Personal Line of Credit gives you access to the cash you need on an ongoing basis.

Credit Score check
for free

Check your score for free with the Verified.Me by Interac app. It won’t affect your credit score

TD Loan Life and Disability

In case of the unexpected, get flexible protection for your loan obligations.

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