Find the best TD no annual fee credit card for you

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TD Cash Back Visa* Card

Earn Cash Back Dollars. Redeem them to help pay down your Account balance1.

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances

Benefits of a no annual fee credit card

Aside from no annual fee, you also get to enjoy additional perks, such as TD Reward Points, Cash Back Dollars, travel benefits and more - depending on the card you choose.

Redemption flexibility

Redeem your cash back dollars towards your statement balance1 and your TD Rewards Points towards travel, merchandise and more.

Travel benefits

Travel benefits such as discounts on rentals from Avis Rent-A-Car4 and Budget Rent-A-Car5.

Purchase security

Access to Purchase Security and Extended Warranty Protection including coverage for items you’ve purchased with your Card6

No expiry of rewards

Your Cash Back Dollars or TD Rewards Points never expire as long as your account is open and in good standing.

Why should you choose a no annual fee credit card?

There are several reasons why you might prefer a TD no annual fee credit card in Canada.

  • If you’re new to credit cards.
    You may find that a TD Rewards Visa Card or TD Cash Back Visa Card card with no annual fee is all you need to start earning the Points or Cash Back Dollars on everyday purchases.

  • If you want to start building your credit.
    A credit card with no annual fee is a great way to build your credit when used responsibly.

  • If you don’t use a credit card often.
    If you know you’re not likely to use a credit card regularly then a no annual fee credit card could be perfect to suit your needs.

  • If you don’t require the additional benefits.
    If you don't need additional benefits offered by credit cards with higher annual fees, it's makes more financial sense to go for a no annual fee card, and still receive many of the same benefits and rewards.

  • Earn big rewards on the little things.
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Credit Card with your Starbucks® Rewards account to start earning. Conditions apply18. Learn more.

More options to serve you

Browse all TD credit cards

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Add Additional Cardholders

Share the benefits of your TD Credit Card Account with up to 3 Additional Cardholders.

TD Fraud Alerts

Get text messages right to your mobile when we detect suspicious activity made with your TD Visa Credit Card12.

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