Find the Best No Fee Visa Credit Card for You - TD Canada Trust

Annual interest rates, fees and features are current as of April 2, 2018 unless otherwise indicated and subject to change.

¹ Account must be open and in good standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases until the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January billing cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp

² Applies to new TD Rewards Visa* Accounts ("Account") only. Must apply by December 1, 2019. Welcome Earn Bonus of 2x in TD Rewards Points ("Welcome Earn Bonus") applies to the TD Rewards Visa* Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective TD Rewards Points of 10,000 ("Welcome Earn Bonus Cap") on all purchases charged to your Account. During the Welcome Earn Bonus promotional period; earn 6 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to the Account, earn 4 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to the Account, earn 4 TD Rewards Points for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") and at restaurants including fast food restaurants ("Restaurant Purchases") charged to the Account, earn 4 TD Rewards Points on each $1 in regularly recurring bill payments ("Pre Authorized Payments"), and earn 2 TD Rewards Points on every $1 on all other Purchases ("Other Purchases") charged to the Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the TD Rewards Points earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn TD Rewards Points at the regular 3 TD Rewards Points for every $1 on Online Travel Purchases, earn 2 TD Rewards Points for every $1 on Phone Travel Purchases, Grocery Purchases, Restaurant Purchases and Pre-authorized Payments, and earn 1 TD Rewards Point for every $1 on all Other Purchases. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

³ You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.