Annual interest rates, fees and features are current as of August 17, 2021 unless otherwise indicated and subject to change.^INFORMATION YOU MUST READ TO HELP YOU UNDERSTAND YOUR PROMOTIONAL RATE OFFER:
The Promotional Interest Rate offer ("Promotional Rate") applies to new TD Rewards Visa* Card Accounts ("Account"). This offer is not available to customers who have activated and/or closed a TD Rewards Visa* Account in the last 6 months. After your Account is opened, the Promotional Rate of 9.99% applies to Purchases for the first 6 statement periods following the Account opening ("Promotional Rate Period"). The Promotional Rate does not apply to any Cash Advances. For Residents outside of Quebec: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 19.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. For Quebec Residents only: At the end of the Promotional Rate Period, the Annual Interest Rate for Purchases will increase, and the remaining balance of the Purchase transactions will become subject to the Annual Interest Rate of 20.99% for the Account as stated in your Disclosure Statement on the first day of the first statement period that occurs after the expiry of the Promotional Rate Period. For all Accounts: You will lose the Promotional Rate if we do not receive the Minimum Payment before or on the Payment Due Date and before the date on which we prepare your next monthly statement twice within any 12 consecutive statement periods and your Annual Interest Rate for Purchases will increase to 24.99%. If you transfer your Account to a different TD Credit Card during the Promotional Rate Period, the Promotional Rate will no longer apply to the TD Credit Card to which you are transferring. Other conditions apply, see your Cardholder Agreement and Disclosure Statement for information about Promotional Offers. Offer may be changed, extended or withdrawn at any time, without notice.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
1 Must apply by December 5, 2021. Welcome Bonus of 20,000 TD Points will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional 80,000 TD Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional 80,000 TD Points, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by December 6, 2021. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Points awarded to any one person.
2 Must apply by December 5, 2021. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. For Residents outside of Quebec: To receive the additional 45,000 TD Rewards Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. For Quebec Residents only: To receive the additional 45,000 TD Rewards Points, you must keep your Account open, active and in good standing for 90 days after Account opening. For all Accounts: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the 1st Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the 1st Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by December 6, 2021. Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD Platinum Travel Visa* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.
3 Welcome Bonus applies only to the new TD Business Travel® Visa Account opened for the Card with the Annual Fee of $149 issued in the name of the business (the “Account”). If you are approved, the Welcome Bonus will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Welcome Bonus for the Account. We reserve the right to limit the number of Accounts opened by any one person or business. Welcome Bonus does not apply to additional Cards issued in the name of the same business. Other conditions apply. To receive 2x the TD Rewards Points in the first three months of Account opening, (up to an additional maximum of 90,000 TD Rewards Points), you must apply for an Account between August 17, 2021 – December 5, 2021. For the first 90 days following Account approval, the Primary Business Cardholder will earn (i) 18 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD, (ii) 12 TD Rewards Points for every $1 spent on Foreign Currency Purchases using the Card when making foreign exchange Purchases, and for every $1 spent on Restaurant Purchases and regularly recurring bill payments made on the card, and (iii) 4 TD Rewards Points for every $1 spent on all other business purchases made using the Card. Any returned items, refunds, rebates or other similar credits on any purchases made during the First 3 Months will reduce or cancel the TD Rewards Points earned on the original Purchase. Once the 2x the TD Rewards Points cap of 90,000 TD Rewards Points is reached, any further Purchases made in the first 3 months will earn TD Rewards Points at the regular 9 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD, 6 TD Rewards Points for every $1 spent on Foreign Currency Purchases using the Card when making foreign exchange Purchases and every $1 spent on Restaurant Purchases and regularly recurring bill payments made on the card and 2 TD Rewards Points for every $1 spent on all other business purchases made using your Card. The Account will automatically be eligible to receive a one-time statement credit of $10 upon registration for E-Statements within the first 3 months of account opening. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
The Annual Fee rebate portion of the offer is applicable for the first year only, for the (i) $149 Account, and the (ii) first 2 Additional Cards issued for the same business if any. The rebate of the $49 Annual Fee for the first two Additional Cards issued for the same business if any, is for the first year only. Must apply between August 17, 2021 – December 5, 2021. The Annual Fee for any subsequent $149 Accounts or Additional Cards issued to the same business will continue to apply. The Annual Fee will be rebated within 2 monthly statements from the date of the charge. The full Annual Fee will be charged to the $149 Account and the Additional Accounts (if applicable), after the first year. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not transferable.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not transferable. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by one person, and the number of Welcome Bonuses. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus and the 2x TD Reward Points are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus and the 2x the TD Rewards Points to be credited to the Account associated with the Primary Business Cardholder, as designated by the Business.
4 Must apply by December 5, 2021. To receive 15,152 Bonus TD Rewards Points awarded to the TD Rewards Account associated with the TD Rewards Visa* ("Account"), you must keep your Account open, active and in good standing for 90 days after Account opening. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in good standing at the time the Welcome Bonus TD Rewards Points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. This offer is not available to customers who have activated and/or closed a TD Rewards Visa* Account in the last 6 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person.
5 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.
6 Up to $670 in value is calculated as follows: 1) 100,000 TD Points = $500 in value + 2) Annual Fee Rebate for the Primary and 1st Additional Cardholder = $170 in value
- In accordance with legal disclaimer #1 above, a customer is eligible to earn up to 100,000 TD Points. Every 200 TD Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Points increments. A $500 value on ExpediaForTD.com.
- In accordance with legal disclaimer #1 above, a customer is eligible to receive a first-year annual fee rebate for the Primary Cardholder valued at $120. By adding an Additional Cardholder to the account and receiving a first-year annual fee rebate, the cardholder receives an additional value of $50. A total value of $170.
7 Up to $420 in value is calculated as follows: 1) 60,000 TD Rewards Points = $300 in value + 2) Annual Fee Rebate for the Primary and 1st Additional Cardholder = $120 in value
- In accordance with legal disclaimer #2 above, a customer is eligible to earn up to 60,000 TD Rewards Points. Every 200 TD Rewards Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Rewards Points increments. A $300 value on ExpediaForTD.com.
- In accordance with legal disclaimer #2 above, a customer is eligible to receive a first-year annual fee rebate for the Primary Cardholder valued at $89. By adding an Additional Cardholder to the account and receiving a first-year annual fee rebate, the cardholder receives an additional value of $35. A total value of approximately $120.
8 1 TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop With Points program. 3 TD Rewards Points minimum redemption.
These are highlights of the Amazon.ca Shop with Points program for TD points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards. Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
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